Thrift Gifts: Preloved Finds for Holiday Gift Giving

Some things stand the test of time: a classic book, a colorful scarf, a cute end table, quality cookware. With a bit of time for searching, the perfect gift may be at a secondhand store near you.  There are two types of secondhand stores. Thrift Stores These include stores operated by non-profit organizations and for-profit…

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6 Holiday Hacks to Curb Impulse Shopping

Have you ever stopped to think about how much you spend around the holidays? Chances are it’s more than you think. Research shows Americans spend roughly $1,000 on Christmas each year. While some of this spending is planned, unplanned impulse spending can add up quickly. If you aren’t careful, it can derail your budget and…

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Could You Boost Your Income with a Clean Energy Job?

Over the past few years, people have become more willing than ever to change jobs to find a better fit for themselves and their families. In fact, 53% of people are thinking about switching jobs, and 44% are already planning to make the switch.  If you’re ready to switch jobs or are looking for a…

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How Could a Government Shutdown Affect Me Financially?

There’s been a lot of talk about government shutdowns in the last few months. But what does it really mean for us financially? From food programs to employment, a government shutdown could have far-reaching effects. In this blog post, we’ll take a closer look at why this is happening, the potential financial impacts, and what…

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Black Friday Secrets: Is it really a deal?

Black Friday is a shopping extravaganza many eagerly await every year. It’s a day (and weekend) when shoppers get their hands on some of the best deals of the year. Or is it?  While Black Friday and Cyber Monday sales can be exciting, it’s important to approach them with a critical eye. Many shoppers assume…

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How to Recognize and Overcome Emotional Spending

Have you ever had a bad day and used retail therapy to cheer yourself up? Most people have. In fact, 39% of Americans identify as emotional spenders, or people who spend more to cope with life’s highs and lows, according to a study by Credit Karma. The numbers are even higher for Millennials at 52%…

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7 Strategies to Stay Positive on a Tight Budget

In June of 2023, 61% of adults in the US reported they were living paycheck to paycheck. This means over half of adults in the US spend the money they earn each month.  If you find yourself living paycheck to paycheck, it may feel like your budget doesn’t have any wiggle room. When your budget…

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The Best Ways to Defeat Doubt and Depression Due to Debt

American household debt hit a record $16.9 trillion at the end of 2022, according to Debt.com. And in 2022, it was estimated that just below 10% of the average American household’s income went to paying down debts. Seeing these numbers, it’s easy to understand why Americans feel overwhelmed by their debt.  If you find yourself…

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