The Best Ways to Defeat Doubt and Depression Due to Debt

American household debt hit a record $16.9 trillion at the end of 2022, according to Debt.com. And in 2022, it was estimated that just below 10% of the average American household’s income went to paying down debts. Seeing these numbers, it’s easy to understand why Americans feel overwhelmed by their debt.  If you find yourself…

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6 Small Business Bookkeeping Hacks You Can Start Today

If you’ve experienced a moment of panic trying to manage your new business’s finances, you’re not alone. Launching a small business is an exciting and stressful time, but bookkeeping doesn’t have to add to the pressure. Here are 6 small business bookkeeping hacks you can start today: Hack #1: Separate Your Business and Personal Finances…

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8 Documents You Need to Get Financing for Your Small Business

Whether you’re starting a small business or trying to grow one you’ve already built, you may need outside funding. The prospect of applying for funding can be intimidating, but we’ve got you! The first step is simply preparing all your documents and records. While some lenders may require additional information and documentation, this article will…

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You Could Still Qualify For Student Loan Relief Despite Supreme Court Student Loan Forgiveness Decision

If you’re like many Americans, the Supreme Court’s decision to strike down President Biden’s student loan forgiveness plan probably hurt – emotionally and financially. The Court’s decision was a big blow to financial health in America, but don’t get discouraged yet.  The Biden Administration is still working on student loan relief options. Today we’ll explore…

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How to Prioritize Savings To Meet Your Financial Goals

There’s a Jamaican proverb that says, “Save money, and one day money might just save you.” Valuable advice. It’s necessary to save some of what you earn for the future because you’ll need the money down the line.  But, as you look to start saving, there are so many different goals and personal priorities that…

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6 Hidden Costs When Buying a New or Used Car

When you think about big financial purchases, one thing that typically comes to mind is buying a car. Whether you’re buying a car new or used, there may be associated costs you haven’t considered. These additional costs can be considered hidden costs of buying a car. Whether the car is new or used, it’s important…

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