7 Helpful Hacks to Navigate a More Modern IRS & Take Advantage of Free IRS Tools & Resources
Did you know the IRS provides FREE online tools to help you file your taxes? If you’re a family with a lower income, the IRS Free File program means you may be able to file online completely free. But regardless of income, the IRS offers multiple online resources to simplify tax season and help you…
Read More3 Ways the 2024 Primaries Affect Your Finances Plus Some Can’t-Miss Voting Tips
The 2024 Election Primaries are kicking off, and it’s hard to turn on the news without hearing about it. Even so, the primary elections typically have low voter turnout. But did you know they could have a big impact on your finances? In this article, we’ll explore how the 2024 primaries could affect your budget,…
Read More4 Ways Small Business Owners Benefit from the Inflation Reduction Act
Many small business owners and gig workers are still struggling in the aftermath of the pandemic. Rising inflation is increasing costs of everything from utilities to health care. The Inflation Reducation Act aims to relieve some of that pressure through expanding benefits and increasing incentives for small business owners and entrepreneurs who are just starting…
Read MoreIRS Dirty Dozen Tax Scams Infographic
The IRS’s Dirty Dozen list identifies the most common tax scams to help you keep your hard-earned dollars. The list is a good reminder to watch out for tax schemes as we head into tax season. But many of these scams can occur throughout the year as fraudsters look for ways to steal money, personal…
Read MoreYour Healthcare Costs Could Decrease Thanks to the Inflation Reduction Act
The Inflation Reduction Act could help ease the stress of healthcare costs for folks and families. Find out how this new law aims to make healthcare less of a wallet-busting burden. Inflation Reduction Act Background Between 2020 and 2023 the average annual spending on healthcare for a family of four rose from $28,310 to $31,065.…
Read More6 Tips to Start the New Year on the Right Track Financially
The holidays are a time of hustle and bustle. Between the parties, presents, and meals, other things often shift out of focus. But the new year is a time for refocusing on your goals. Whether you went over budget or just didn’t pay attention to your spending over the holidays, the new year can be…
Read MoreFree, Cheap and (Mostly) Homemade Holiday Gift Ideas
Homemade holiday gifts may just be the best way to give. They’re easy on the budget AND meaningful to the giver and the receiver. Get Creative Use your unique talents and interests to make homemade gifts. Give the Gift of Time Together Most of us wish we had more time with the special people in our…
Read MoreOvercoming Holiday Debt: Tips to Get Back on Track and Regain Financial Stability
The holidays are here! And with the gifts, decorations, and travel that go along with the holidays, it’s easy to see how spending can stack up at this time of the year. In fact, Americans spend an estimated $1,000 on Christmas each year! Sometimes, this spending can even cause you to go into debt. The good…
Read MoreThrift Gifts: Preloved Finds for Holiday Gift Giving
Some things stand the test of time: a classic book, a colorful scarf, a cute end table, quality cookware. With a bit of time for searching, the perfect gift may be at a secondhand store near you. There are two types of secondhand stores. Thrift Stores These include stores operated by non-profit organizations and for-profit…
Read More6 Holiday Hacks to Curb Impulse Shopping
Have you ever stopped to think about how much you spend around the holidays? Chances are it’s more than you think. Research shows Americans spend roughly $1,000 on Christmas each year. While some of this spending is planned, unplanned impulse spending can add up quickly. If you aren’t careful, it can derail your budget and…
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