Brett’s Story: The Price of Debt
Meet Brett, a full-time student living in Indiana, Pennsylvania who’s pursuing his PhD degree. What do you do? I’m in the second year of my program at Indiana University, pursuing a degree in Literature and Criticism. It’s the study of literature but using theories and criticism to discuss different pieces. What did your upbringing teach…
Read MoreDaisy’s Story: Dreaming of a Purple House with Chickens
Meet Daisy, a part-time lecturer and breastfeeding peer counselor, living in San Francisco with her 5-year old daughter. What do you do for a living? I currently have two jobs and might pick up a third. I lecture a weekly class at San Francisco State University and I also have a part-time job as a…
Read MoreThe 6 Budgeting Challenges Most People Face, And How to Handle Them
When it comes to money, it’s more common to have challenges saving and budgeting than not. If you’ve found yourself caught between a rock and a hard place, there’s no need to worry or beat yourself up. These are common problems we all face, and with a few tips and tricks, you can work around…
Read More5 Emergencies to Consider When Safety Budgeting
An emergency fund should be a part of everyone’s saving priorities. It’s a nice little cushion to keep you resilient in the event of unforeseen circumstances that change your financial situation. It can be a lifeline when the unexpected happens and offers peace of mind when things seem to start taking a turn. Having an…
Read MoreCan Corporate Bottom-Up Budgeting Principles Apply to Your Personal Finances?
While there are certainly many differences between your personal spending needs and corporate spending, understanding a business-based approach to budgeting may help you see spending and saving in a different light. For instance, businesses have different techniques for budgeting. The two most common types are top-down budgeting and bottom-up budgeting. These different approaches to budgeting…
Read MoreMegan’s Story: To Value Money Means You Value Yourself
Meet Megan, an Assistant Supervisor for the Community Housing Partnership in San Francisco. What do you do at the Community Housing Partnership? I’m an Assistant Supervisor. I help our volunteer team supervise events and do marketing and partnerships with different programs like the Salvation Army. We work in areas to help prevent our clients from…
Read More2023 Tax Time Guide
This tax season, we want to make sure you receive every dollar you deserve. That’s why we’re sharing tax filing resources that are 100% FREE for you. Browse our one-stop guide to master tax time and make it your bonus season. We will continue to update this guide as more resources become available, so make…
Read MoreBudgeting Tips for Young Adults: A Parent’s Guide
A big part of adolescence is the excitement of becoming more independent than ever before, from going out with friends alone to learning how to drive. This is especially true for financial independence. Having money and financial independence is a new frontier for young adults, so learning how to build their saving habits early is…
Read MoreBudgeting for an Apartment? Here are 3 Things You Need to Know
Looking for an apartment can be a stressful process, especially if it’s your first time finding a place of your own. People will have lots of questions, and you may be overwhelmed looking for answers. What is your rental budget? How many applications can you afford? How does your credit score look to realtors? All…
Read MoreBudgeting Tips for College Students: A Parent’s Guide
They grow up so fast! Your child is becoming an adult, and it’s time for them to take their first step into the adult world: college. As they learn to be independent, they may be shocked by all of the real-world learning they’ll do as they earn their degree, especially some hard lessons about money.…
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