Should You Use a Personal Loan to Fund Your Business? Pros & Cons

Launching or growing a small business without access to investors requires a lot of creativity. Many businesses need start-up money to get equipment, inventory, or cover other costs like office/storefront rental. One common option is taking out a personal loan, but is that a good option for you? Whether or not you decide to take…

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📢Student Loan Update: What’s New and Where to Get Help

This guest post comes from Savi, one of our vetted SaverPerks partners. Savi is a trusted expert in student loan debt and repayment, and they’ve helped millions of Americans reduce their monthly student loan payments through tools, programs, and guidance. As one of our vetted referral resources, they’re here to break down the latest changes…

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Money Prompts: How to Use AI to Save Money

AI tools are popping up everywhere these days, and while some people enjoy playing around with them, many of us are still wondering how this actually helps in real life. If you’re focused on making ends meet, paying down debt, or just trying to get through the week, using artificial intelligence (AI) might not feel…

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Overcoming Tax Fear: What to Do If You Have Been Avoiding Taxes

Introduction The IRS estimates that roughly 10 million people don’t file their taxes each year. If you have been avoiding your taxes, you’re not alone. This avoidance is commonly known as tax fear. Tax fear is the anxiety or avoidance behavior stemming from the stress of dealing with taxes.  This anxiety and avoidance can come…

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Debt and Taxes: What You Need to Know 

Who doesn’t love getting a tax refund? It can be a rare chance to have one lump sum of funds to meet a goal – whether that’s bolstering savings, paying off a credit card, or taking a dream vacation. But before you decide how to use it, it’s important to understand how debt and taxes…

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Taking Stock: Credit Cleanup

What’s your financial goal for the new year? Perhaps it’s saving for a big purchase, finding more affordable insurance, or planning to buy or rent a new home. Did you know your credit score impacts all of those costs? It literally pays to learn how to build your credit and avoid common myths, particularly if…

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