Considering Solar Panels to Reduce Your Electricity Bill? Keep these Facts in Mind
When you’re budgeting, planning for expenses can be a challenge. One area where this hits most people’s budgets is electricity bills. This unpredictability, coupled with rising energy costs, can put a strain on your finances. This may have you wondering: how can you lower your electricity bill and make it more consistent over time? One solution…
Read MoreGuide: Protecting Your Finances from Climate Change
Start here The Hidden Impacts of Climate Change on Your Financial Health and Well-being You may be surprised by all the ways extreme weather can affect your finances. Read More Featured Articles March 14, 2024 How Does Climate Change Impact Your Insurance Coverage? Learn how the climate could affect your insurance costs, coverage, and claims,…
Read More2024 Minimum Wage Increases: How to Maximize Your Income
We know people are struggling to make ends meet. Many SaverLife members have shared that their wages aren’t keeping up with skyrocketing inflation. But in a long-overdue positive change, 24 states are finally taking action in 2024 to increase the minimum wage for their residents, affecting an estimated 10 million workers. What is minimum wage,…
Read More6 Tips to Start the New Year on the Right Track Financially
The holidays are a time of hustle and bustle. Between the parties, presents, and meals, other things often shift out of focus. But the new year is a time for refocusing on your goals. Whether you went over budget or just didn’t pay attention to your spending over the holidays, the new year can be…
Read MoreFree, Cheap and (Mostly) Homemade Holiday Gift Ideas
Homemade holiday gifts may just be the best way to give. They’re easy on the budget AND meaningful to the giver and the receiver. Get Creative Use your unique talents and interests to make homemade gifts. Give the Gift of Time Together Most of us wish we had more time with the special people in our…
Read MoreOvercoming Holiday Debt: Tips to Get Back on Track and Regain Financial Stability
The holidays are here! And with the gifts, decorations, and travel that go along with the holidays, it’s easy to see how spending can stack up at this time of the year. In fact, Americans spend an estimated $1,000 on Christmas each year! Sometimes, this spending can even cause you to go into debt. The good…
Read MoreThrift Gifts: Preloved Finds for Holiday Gift Giving
Some things stand the test of time: a classic book, a colorful scarf, a cute end table, quality cookware. With a bit of time for searching, the perfect gift may be at a secondhand store near you. There are two types of secondhand stores. Thrift Stores These include stores operated by non-profit organizations and for-profit…
Read More6 Holiday Hacks to Curb Impulse Shopping
Have you ever stopped to think about how much you spend around the holidays? Chances are it’s more than you think. Research shows Americans spend roughly $1,000 on Christmas each year. While some of this spending is planned, unplanned impulse spending can add up quickly. If you aren’t careful, it can derail your budget and…
Read MoreHow Could a Government Shutdown Affect Me Financially?
There’s been a lot of talk about government shutdowns in the last few months. But what does it really mean for us financially? From food programs to employment, a government shutdown could have far-reaching effects. In this blog post, we’ll take a closer look at why this is happening, the potential financial impacts, and what…
Read MoreOnline Marketplaces: Savvy Shopping & Selling During the Holidays
This holiday season, you may find yourself buying or selling in online marketplaces. Online marketplaces can be a great place for buyers to find deals and unique gifts. For sellers, online marketplaces can help you find customers and earn extra cash. However, online marketplaces are also a place where scammers lurk and deals go bad. The…
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