Budgeting Sucks: Here’s How to Make It Suck Less
Have you always wanted to budget but worry about the commitment and effort involved? Luckily, there are strategies that not only simplify the process and take much of the suckiness out of the budgeting process but also make it fun! What is budgeting? Budgeting is all about making sure you have the funds available to…
Read MoreBack-to-School Shopping Budget Hacks
Back-to-school shopping can be a real budget buster if you’re not careful, but a little planning and some savvy saver moves can help keep you on track. If you have school-aged kiddos, your regular budget should have a line item for school expenses. If you have this line item, you can set aside money each…
Read MoreChristmas in July: Preparing for Holiday Spending
The holiday season is many Americans’ favorite time of the year. We travel to celebrate with loved ones. We host holiday parties. We buy gifts and decorations. And food, lots of food. All that celebrating is expensive. The spending can really add up. As a result, many of us are hit with hefty credit card…
Read More6 Ways to Save Money as A New Business
Many new business owners think they need to spend money to make money. There is some truth in that, but it doesn’t mean money should be spent at every opportunity. Money may seem like the answer to many problems. Not enough customers? Spend more money on advertising. Computers too slow? Buy new computers. Maybe spending…
Read More5 Differences Between Business and Personal Expenses
Deducting business expenses can lower your taxable income and reduce the amount of tax you owe. However, expensing personal items as business items can cause a lot of headache and heartache as an entreprenuer. Check out these 5 differences between business and personal expenses to help you get it right. Who is this article for?…
Read MoreSmall Business Guide: Catapult your side hustle to the next level
We want to help you transform your side hustle to your main hustle. That’s why we are sharing small business resources that are 100% FREE for you. Browse our one-stop guide to catapult your small business to the next level. We will continue to update this guide as more resources become available, so make sure…
Read MoreEverything You Need to Know About Business Loans and Selecting a Lender
Sometimes it makes sense to borrow money for business expenses. Often borrowed funds are used to start a new business, expand a business, upgrade equipment, and get through a rough patch. Some of the considerations for a business loan are the same for a personal loan, such as your credit score and income. Other factors…
Read MoreWhy Your Small Business Needs a Savings Account and an Emergency Fund
Did you know 20% of businesses fail in their first year, according to the Small Business Administration? And running out of cash is the most common reason for startup failure, according to a CB Insights study. Saving money isn’t simply a nice or responsible thing for a small business. Saving money could make or break…
Read MoreHow to Create a Financial Plan for Your Side Hustle or Small Business Startup
If you just started your side hustle, you may feel like you don’t need a financial plan. However, as your business grows and new costs and considerations pop up, it will become more complicated. If you want to decrease stress and be prepared, a financial plan is crucial. 3 reasons to have a financial plan…
Read More12 Ways to Fund Your Small Business
Many businesses take months or even a few years to turn a profit. Plus, small businesses often take a substantial amount of money just to get off the ground. So where can this money come from? Check out 12 ways people fund small businesses to help determine which is right for you.. Consider the risk Before…
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