How can I build my skills while I am unemployed?

There are lots of emerging job opportunities that require specific skills. Building those job skills is necessary to fill numerous types of good-paying jobs, especially jobs in the tech industry. But you also need a specific skillset to be an educator, healthcare worker, financial services professional, plumber, or electrician. So, to answer your question, first…

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How to Apply for SNAP Benefits

The Supplemental Nutrition Assistance Program (otherwise known as SNAP) is a state-run program. Each state has its own process for applying. You can go to your local SNAP office, or some states even allow you to apply online. If you aren’t sure, you can call the SNAP toll-free information number: 1-800-221-5689. Each state has its…

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Five Ways to Manage Financial Stress During COVID-19

Even under the best circumstances, most of us deal with financial stress in our daily lives. With the additional stress that has been placed on many individuals and families as a result of COVID-19 from job loss or changes in income, and uncertainty about the future, financial worries are even more common. Dealing with your…

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If I receive unemployment insurance, are my benefits taxable?

Unemployment benefits are taxable income. They are subject to federal and state taxes (if your state taxes income). You can choose to withhold 10% in federal taxes from your benefits by completing a W-4V and giving the form to your unemployment office. Some states automatically withhold taxes; some states do not. Go to your state’s…

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Applying for SNAP Benefits if You’re Newly Unemployed

If you’ve lost work or earnings, you may be curious about programs that you can use during this difficult time. Your first move should be to apply for unemployment insurance. This is likely the most valuable benefit, especially while the additional $600/week is available through late July 2020. Unemployment insurance often replaces only a portion…

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Who qualifies for unemployment benefits during the COVID-19 pandemic?

Unemployment insurance can provide a temporary but vital replacement of earnings during the COVID-19 crisis. Unemployment insurance (UI) is a joint federal-state program. It’s administered by states and provides cash benefits to eligible unemployed workers. In response to COVID-19, qualifying for unemployment has become more flexible. Even if you didn’t qualify for UI in the…

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5 Things To Do With Your COVID-19 Stimulus Check

The COVID-19 stimulus checks are starting to arrive in bank accounts and mailboxes. If you’re getting one, you may be wondering what to do with this money. First, I will say that the government is issuing this money to families to help with basic living essentials. We don’t know how long our nation will be…

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Should I defer payments on my bills?

The pros and cons of deferring payments during the COVID-19 crisis As you look for help to make ends meet, you may be looking at the increasing amount of creditors offering the ability to delay payments. It’s great companies are taking quick action to help with the financial impact of COVID-19. But proceed with caution…

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