How to Prioritize Savings To Meet Your Financial Goals

There’s a Jamaican proverb that says, “Save money, and one day money might just save you.” Valuable advice. It’s necessary to save some of what you earn for the future because you’ll need the money down the line.  But, as you look to start saving, there are so many different goals and personal priorities that…

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What Are The Best Investments If My Income Is Low?

Are you curious about investing, but you don’t know where to start, or you’re worried your income is too low? You’re not alone. Around 42% of Americans don’t have money invested in the stock market, according to a 2022 Gallup poll.  We know investing has long-term benefits, but it does come with risks, and it…

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What are Bonds & Should I Invest in Them Instead of Stocks?

Are you new to investing? That’s ok! Now is a great time to get started. As you look to build your portfolio, you’ll see many different investment options. Two of the most common options are stocks and bonds.  Often, new investors aren’t sure how each of these investment vehicles fit into their overall financial plan.…

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Understanding Your Retirement Savings Needs

Find out how saving for retirement could affect your benefits: How Can People on Government Assistance Save for Retirement? “Start where you are, use what you have, do what you can.” This quote by Arthur Ashe is a solid approach to retirement. It’s important to simply get started when saving for retirement.  But, it can…

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What Can I Do if I’m Behind in Saving for Retirement

Find out how saving for retirement could affect your benefits: How Can People on Government Assistance Save for Retirement? If you’re feeling behind on your retirement goals and dreams, it might help to know that you’re not alone! 55% of working Americans say they feel behind when it comes to their retirement savings. The truth…

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5 Differences Between a Roth IRA and a 401K

Saving for retirement is a common goal in personal finances. Often it’s seen as a way to take care of your future self and enjoy life when you aren’t working anymore. But, when you start looking at all the different types of retirement plans and accounts you can use to reach your goals, it can…

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