When you’re ready to start or build your credit, it’s important to understand your credit score. If you understand your credit score, you’ll be able to grow and improve it, maybe even someday achieving a perfect score. When people discuss credit scores, they are often talking about the FICO Score. The FICO Score, created by…

When you are working hard to build your credit score, it’s important to do things that will help your score go up. But it’s equally important to understand what will hurt your score. When you understand what can hurt your credit score, you can change your behavior and take steps to avoid certain actions so…

Sign up for SaverLife to earn points and chances to win cash prizes when you read articles like this! There are many things you can do to level up your finances. One area you can focus on that will help across the board is to improve your credit score. Having a good credit score saves…

Equifax, one of the top three credit reporting bureaus, considers credit scores between 670-739 to be good credit scores. FICO is one of the most commonly used credit scoring companies. FICO uses the information from credit bureaus like Equifax to calculate a three-digit credit score that represents your credit. The scores are calculated based on…

Sign up for SaverLife to earn points and chances to win cash prizes when you read articles like this! Establishing credit is important. Using credit over time creates a credit history (hopefully of on-time payments) that businesses use to decide if they will give you credit. Without a credit history, companies may be hesitant to…