How Do You Get a Perfect Credit Score?

When you’re ready to start or build your credit, it’s important to understand your credit score. If you understand your credit score, you’ll be able to grow and improve it, maybe even someday achieving a perfect score. When people discuss credit scores, they are often talking about the FICO Score. The FICO Score, created by…

Read More

What Will Hurt Your Credit Score?

When you are working hard to build your credit score, it’s important to do things that will help your score go up. But it’s equally important to understand what will hurt your score. When you understand what can hurt your credit score, you can change your behavior and take steps to avoid certain actions so…

Read More

How Do You Improve Your Credit Score?

Sign up for SaverLife to earn points and chances to win cash prizes when you read articles like this! There are many things you can do to level up your finances. One area you can focus on that will help across the board is to improve your credit score. Having a good credit score saves…

Read More

What Are the Benefits of Good Credit?

Equifax, one of the top three credit reporting bureaus, considers credit scores between 670-739 to be good credit scores. FICO is one of the most commonly used credit scoring companies. FICO uses information from credit bureaus like Equifax to calculate a three-digit credit score that represents your credit. The scores are calculated based on five…

Read More

How Do You Establish Credit?

Sign up for SaverLife to earn points and chances to win cash prizes when you read articles like this! Establishing credit is important. Using credit over time creates a credit history (hopefully of on-time payments) that businesses use to decide if they will give you credit. Without a credit history, companies may be hesitant to…

Read More

Fabiola’s Story: Achieving the American Dream

Meet Fabiola, the Grand Prize Winner of our annual SaverLife Tax Time Story Contest. While the SaverLife team didn’t get to congratulate her in person, we met her over Zoom! Tell us a little bit about yourself. I was born in Peru and my first language is Spanish.I came to the United States in 2012…

Read More

Have You Taken The Census Yet?

[Updated as of September 24th, 2020: The deadline for the census has been extended to October 31st.] The census only comes once every 10 years. Results from this nationwide survey determine funding for community services like schools, health clinics, fire departments, roads, and highways. Don’t miss out on being counted. It can make a difference…

Read More

How to Figure Out Your Voting Plan

Your vote matters. Candidates you elect support policies and laws — and sometimes, help dismantle systemic barriers — that directly impact your financial security. Voting is one of the most important ways you can influence policies and laws and help determine who represents your interests in government. Your vote is just as powerful as any…

Read More