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  • Resources
    • Ask an Expert
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  • Video: AI-Powered Side Hustles — Can AI Help You Make Extra Cash?
  • How to Prepare for a Recession: Financial Moves You Can Make Today
  • AI for Meal Planning: How Smart Tools Can Cut Your Grocery Bill
  • Money Meditation
  • Money Prompts: How to Use AI to Save Money

I’m Married and Filed Jointly, Then the IRS Kept My Refund. What Happened?

By Jerry Zeigler

Sometimes you don’t realize it is going to happen. You are expecting your tax refund and it never arrives. You may ask your tax professional or call the IRS at 1-800-829-1040. Here’s what may have happened: they kept the refund because your spouse owes money. This is often back taxes, both federal and state. But…

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Does the New $300 Cares Act Charitable Contribution Deduction Help Me With My Taxes?

By Jerry Zeigler

Spoiler alert: Like many things in personal finance and taxes the answer is it depends. And even when it does help, it won’t be much help for most of us. First, some background on deducting charitable contributions. Before the CARES Act was passed this year (2020), taxpayers generally had one option to deduct charitable contributions.…

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