Applying for SNAP Benefits if You’re Newly Unemployed
If you’ve lost work or earnings, you may be curious about programs that you can use during this difficult time. Your first move should be to apply for unemployment insurance. This is likely the most valuable benefit, especially while the additional $600/week is available through late July 2020. Unemployment insurance often replaces only a portion…
Read MoreSix Activities to Keep Your Kids Engaged at Home that Won’t Break the Bank
These times are completely unprecedented. Stay at home orders and school closures have us all spending more time at home. And for many, this time also means more time entertaining and educating kids at home, and often on a budget. As the time at home has stretched from days to weeks, people are looking for…
Read MoreWhat is the Rule of 72?
Are you considering investing money? If so, you should know about the Rule of 72. It helps you determine how long it will take for your money to grow a certain amount. The Rule of 72 allows you to figure out how long it will take for an investment to double at a given annual…
Read MoreHow the CARES Act Impacts Your Student Loans
Times are uncertain right now. Budgets are tightening and people are losing work. On March 27, 2020 President Trump signed the CARES (Coronavirus Aid, Relief, and Economic Security) Act. Now people are trying to understand how the CARES Act will affect their lives. If you have student loans, you may wonder how the CARES Act…
Read MoreHow to Have Your Student Loans Forgiven
Student loan debt is very common. If you have student loans, your payments may impact how you live your life in significant ways. So as you work to pay off your student loans, it’s important to understand the options that exist for student loan forgiveness. Here are three student loan forgiveness programs you should be…
Read MoreDo I Qualify for Perkins Loan Cancellation?
Public Service Loan Forgiveness and Teacher Loan Forgiveness apply to federal student loans that you’ve borrowed, but not to any Perkins Loans. The Perkins Loan program was discontinued in 2017, but you might still be eligible for loan cancellation programs if you have Perkins Loans. Perkins Loan Cancellation through Teaching To have your Perkins Loans…
Read MoreDo I Qualify for Teacher Loan Forgiveness?
If you are a teacher or work for an educational service and also have federal student loans, you may qualify for Teacher Loan Forgiveness. Requirements for Teacher Loan Forgiveness Eligibility To qualify for Teacher Loan Forgiveness, you must have direct loans or FFEL Program loans borrowed after Oct. 1, 1998. You also need to be…
Read MoreDo I Qualify for Public Service Loan Forgiveness?
To participate in Public Service Loan Forgiveness, make sure that you meet all the requirements. You must have the right type of loans, the correct occupation, a full-time job, and the correct repayment plan. Plus, you need to make eligible payments for ten years. After ten years, if you meet all of these conditions, you…
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