Overcoming Holiday Debt: Tips to Get Back on Track and Regain Financial Stability
The holidays are here! And with the gifts, decorations, and travel that go along with the holidays, it’s easy to see how spending can stack up at this time of the year. In fact, Americans spend an estimated $1,000 on Christmas each year! Sometimes, this spending can even cause you to go into debt. The good…
Read More6 Holiday Hacks to Curb Impulse Shopping
Have you ever stopped to think about how much you spend around the holidays? Chances are it’s more than you think. Research shows Americans spend roughly $1,000 on Christmas each year. While some of this spending is planned, unplanned impulse spending can add up quickly. If you aren’t careful, it can derail your budget and…
Read MoreCould You Boost Your Income with a Clean Energy Job?
Over the past few years, people have become more willing than ever to change jobs to find a better fit for themselves and their families. In fact, 53% of people are thinking about switching jobs, and 44% are already planning to make the switch. If you’re ready to switch jobs or are looking for a…
Read MoreHow Could a Government Shutdown Affect Me Financially?
There’s been a lot of talk about government shutdowns in the last few months. But what does it really mean for us financially? From food programs to employment, a government shutdown could have far-reaching effects. In this blog post, we’ll take a closer look at why this is happening, the potential financial impacts, and what…
Read MoreBlack Friday Secrets: Is it really a deal?
Black Friday is a shopping extravaganza many eagerly await every year. It’s a day (and weekend) when shoppers get their hands on some of the best deals of the year. Or is it? While Black Friday and Cyber Monday sales can be exciting, it’s important to approach them with a critical eye. Many shoppers assume…
Read MoreHow to Recognize and Overcome Emotional Spending
Have you ever had a bad day and used retail therapy to cheer yourself up? Most people have. In fact, 39% of Americans identify as emotional spenders, or people who spend more to cope with life’s highs and lows, according to a study by Credit Karma. The numbers are even higher for Millennials at 52%…
Read More7 Strategies to Stay Positive on a Tight Budget
In June of 2023, 61% of adults in the US reported they were living paycheck to paycheck. This means over half of adults in the US spend the money they earn each month. If you find yourself living paycheck to paycheck, it may feel like your budget doesn’t have any wiggle room. When your budget…
Read MoreThe Best Ways to Defeat Doubt and Depression Due to Debt
American household debt hit a record $16.9 trillion at the end of 2022, according to Debt.com. And in 2022, it was estimated that just below 10% of the average American household’s income went to paying down debts. Seeing these numbers, it’s easy to understand why Americans feel overwhelmed by their debt. If you find yourself…
Read More7 Money Habits That’ll Help You Stop Stressing Your Savings
Saving money is something we all know we should be doing. But it can often be hard to start and sustain a savings habit, especially if you don’t know where to start or how to stay the course. And this can cause considerable unnecessary financial stress that stops you from getting started. But there are…
Read MoreMoney & Mental Health: 6 Secrets to Spot Financial Anxiety Symptoms
Money can be one of the biggest stressors in life. And at some point, each of us will feel money stress. In fact, according to a survey by Thrive Global, 90% of individuals surveyed said money has an impact on their stress levels. Sometimes, stress around money is tied to an emergency or event that…
Read More