You Could Still Qualify For Student Loan Relief Despite Supreme Court Student Loan Forgiveness Decision
If you’re like many Americans, the Supreme Court’s decision to strike down President Biden’s student loan forgiveness plan probably hurt – emotionally and financially. The Court’s decision was a big blow to financial health in America, but don’t get discouraged yet. The Biden Administration is still working on student loan relief options. Today we’ll explore…
Read MoreHow to Prioritize Savings To Meet Your Financial Goals
There’s a Jamaican proverb that says, “Save money, and one day money might just save you.” Valuable advice. It’s necessary to save some of what you earn for the future because you’ll need the money down the line. But, as you look to start saving, there are so many different goals and personal priorities that…
Read More6 Hidden Costs When Buying a New or Used Car
When you think about big financial purchases, one thing that typically comes to mind is buying a car. Whether you’re buying a car new or used, there may be associated costs you haven’t considered. These additional costs can be considered hidden costs of buying a car. Whether the car is new or used, it’s important…
Read MoreHow to Get Childcare Assistance and Build Care Costs into Your Budget
One of the largest expenses parents may face, especially during the first few years of their child’s life, is childcare. According to Illumine, the average cost of childcare in the US is $14,760 per year. While this cost does vary from state to state, it’s clear that the cost to cover childcare can put a…
Read MoreHow and Why You Should Price Comparison Shop Utilities
Whether you rent or own your home, a large portion of your monthly housing budget probably goes toward paying your utilities. Utility bills like electricity, natural gas, water, sewer, trash, streaming services, and internet and phone bills, on average, cost Americans roughly $500 a month, according to a study by Move.com. These expenses can add…
Read MoreWhat to do When You Get Behind Paying Utilities Like Your Electric and Water Bill
Sometimes, keeping up with all our financial obligations is a struggle. With such high inflation, our money doesn’t go as far as it used to, and it can be a challenge to stay on track financially. In fact, in 2022, one in six Americans were behind on their utility bills. If you find yourself behind…
Read MoreHow to Get Ahead Paying Bills and Buying Common Household Items
Most Americans live paycheck to paycheck, according to Lending Tree. This means that many of us are putting to work all the money we earn in a month, and very little, if any, is left over. Living paycheck to paycheck can make it feel like you’ll never get ahead with your finances. Living paycheck to…
Read MoreHow to Negotiate Your Lease & Adjust Your Budget When Your Rent Goes Up
Raise your hand if you rent your house or apartment! If you do, you’re not alone. According to a Pew Research Study, in 2019 36% of Americans rented their homes. Renting is a great housing option for many people. It can allow flexibility if you aren’t sure how long you’re staying in an area. It can…
Read MoreChanges Ahead: Student Loan Repayment & SNAP Benefit Updates May Impact Your Finances
You were probably inundated this spring with debt ceiling discussions on the news and social media. But what is a debt ceiling, and how does it affect your personal finances? Debt Ceiling Background Put simply, the debt ceiling is the limit of how much the US Treasury can borrow. This limit has been raised many…
Read More12 Costs to Budget for When Adopting a Pet
Are you thinking about getting a pet to share your days and brighten your home? If so, you’re not alone. According to the ASPCA, 4.1 million dogs and cats are adopted each year in the US. Adopting a pet can be exciting. But pets also come with responsibilities. These responsibilities can impact your budget and…
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