How to Get Ahead Paying Bills and Buying Common Household Items
Most Americans live paycheck to paycheck, according to Lending Tree. This means that many of us are putting to work all the money we earn in a month, and very little, if any, is left over. Living paycheck to paycheck can make it feel like you’ll never get ahead with your finances. Living paycheck to…
Read MoreHow to Negotiate Your Lease & Adjust Your Budget When Your Rent Goes Up
Raise your hand if you rent your house or apartment! If you do, you’re not alone. According to a Pew Research Study, in 2019 36% of Americans rented their homes. Renting is a great housing option for many people. It can allow flexibility if you aren’t sure how long you’re staying in an area. It can…
Read MoreChanges Ahead: Student Loan Repayment & SNAP Benefit Updates May Impact Your Finances
You were probably inundated this spring with debt ceiling discussions on the news and social media. But what is a debt ceiling, and how does it affect your personal finances? Debt Ceiling Background Put simply, the debt ceiling is the limit of how much the US Treasury can borrow. This limit has been raised many…
Read More12 Costs to Budget for When Adopting a Pet
Are you thinking about getting a pet to share your days and brighten your home? If so, you’re not alone. According to the ASPCA, 4.1 million dogs and cats are adopted each year in the US. Adopting a pet can be exciting. But pets also come with responsibilities. These responsibilities can impact your budget and…
Read MoreTop 10 Household Expenses to Consider When Creating Your Family Budget
The largest chunk of a family’s budget typically goes toward housing and household expenses, according to QuickBooks. Covering such big costs every month can be overwhelming, but building a solid budget for your household expenses can help you feel prepared and less stressed. Average Household Expenses In 2023, housing is the largest expense most families…
Read More6 Fast Facts About The Secure 2.0 Act & How It’ll Affect Your Retirement
Find out how saving for retirement could affect your benefits: How Can People on Government Assistance Save for Retirement? If you feel behind in your retirement savings, you’re not alone. In fact, roughly 27% of Americans over age 59 have no retirement savings at all. At the end of 2022, the federal government took steps…
Read MoreWhat Are The Best Investments If My Income Is Low?
Are you curious about investing, but you don’t know where to start, or you’re worried your income is too low? You’re not alone. Around 42% of Americans don’t have money invested in the stock market, according to a 2022 Gallup poll. We know investing has long-term benefits, but it does come with risks, and it…
Read MoreHow risky is it to trade and invest in cryptocurrency?
Did you know the first purchase made with cryptocurrency was completed on May 22, 2010? A man in Florida used 10,000 Bitcoin to purchase two pizzas from Papa Johns. In honor of this purchase, May 22 is now known as Bitcoin Pizza Day. While many different investment options are available to investors today, cryptocurrencies like…
Read More9 Tips to Determine Your Investment Risk Tolerance & Spot Risky Investments
If you’re ready to start investing, the process may seem both exciting and overwhelming. It can also be tricky to know where to start. As you get ready to open an investment account or look at buying stocks to add to your portfolio, it is important to keep in mind the risks involved in investing. …
Read MoreWhat are Bonds & Should I Invest in Them Instead of Stocks?
Are you new to investing? That’s ok! Now is a great time to get started. As you look to build your portfolio, you’ll see many different investment options. Two of the most common options are stocks and bonds. Often, new investors aren’t sure how each of these investment vehicles fit into their overall financial plan.…
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