Understanding Your Retirement Savings Needs
Find out how saving for retirement could affect your benefits: How Can People on Government Assistance Save for Retirement? “Start where you are, use what you have, do what you can.” This quote by Arthur Ashe is a solid approach to retirement. It’s important to simply get started when saving for retirement. But, it can…
Read MoreWhat Can I Do if I’m Behind in Saving for Retirement
Find out how saving for retirement could affect your benefits: How Can People on Government Assistance Save for Retirement? If you’re feeling behind on your retirement goals and dreams, it might help to know that you’re not alone! 55% of working Americans say they feel behind when it comes to their retirement savings. The truth…
Read More5 Differences Between a Roth IRA and a 401K
Saving for retirement is a common goal in personal finances. Often it’s seen as a way to take care of your future self and enjoy life when you aren’t working anymore. But, when you start looking at all the different types of retirement plans and accounts you can use to reach your goals, it can…
Read More401K Break Down: What is a 401K & Why is it Important to My Financial Planning?
Find out how saving for retirement could affect your benefits: How Can People on Government Assistance Save for Retirement? Have you ever noticed how each industry seems to have its own language? Whether talking to your plumber, mechanic, or doctor, there are all kinds of terms each uses that may sound foreign to you. This…
Read More7 Habits to Boost Your Savings
The past few years have highlighted the need to have savings. Life is nothing if not unpredictable, and savings, whether for an emergency, your future, or your spring break trip, is a key piece of living a financially healthy life. When starting to save, most people look at their expenses and income, and this is…
Read More6 Easy Rules for Budgeting with Irregular Income
Having a plan for our money keeps us on track and lets us work towards our savings and investing goals. But how do you make a plan when your income varies? Whether you’re an employee whose hours vary or an entrepreneur starting your own business, having irregular income can often seem like a hurdle to…
Read More5 Secrets to Saving When Interest Rates are High
It’s no secret inflation has been on the rise for the last several months. This increase in inflation has led to a decrease in spending power for consumers. The squeeze inflation puts on already tight budgets can make it difficult to find ways to save. But, saving right now has its advantages. One of the…
Read More4 Ways Inflation and High Interest Rates Affect Small Business Owners
It’s no secret that inflation is high. But did you know these conditions might make it more difficult for you and your business to borrow money, produce your goods or services, and maintain inventory? Inflation is hard on small business owners, but there are steps you can take to protect yourself and your business. At…
Read MoreCelebrating on a Budget – 7 Tips to Help You Save on Holiday Meals
Fall is in the air, which means the holiday season is almost upon us! And you may be gearing up to host a holiday dinner for your friends and loved ones. But hosting a holiday can come with quite a price tag. Did you know in 2021 it was estimated that the average thanksgiving host…
Read MoreEverything You Need to Know About Inflation
It’s almost impossible to turn on the news or scroll the headlines today and not be confronted by rising inflation. With an inflation rate of 8.5% in July, it is easy to see why. The government typically works to target 2% inflation to keep price changes low while encouraging economic growth. So the high inflation…
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