7 Habits to Boost Your Savings
The past few years have highlighted the need to have savings. Life is nothing if not unpredictable, and savings, whether for an emergency, your future, or your spring break trip, is a key piece of living a financially healthy life. When starting to save, most people look at their expenses and income, and this is…
Read More6 Easy Rules for Budgeting with Irregular Income
Having a plan for our money keeps us on track and lets us work towards our savings and investing goals. But how do you make a plan when your income varies? Whether you’re an employee whose hours vary or an entrepreneur starting your own business, having irregular income can often seem like a hurdle to…
Read More5 Secrets to Saving When Interest Rates are High
It’s no secret inflation has been on the rise for the last several months. This increase in inflation has led to a decrease in spending power for consumers. The squeeze inflation puts on already tight budgets can make it difficult to find ways to save. But, saving right now has its advantages. One of the…
Read More4 Ways Inflation and High Interest Rates Affect Small Business Owners
It’s no secret that inflation is high. But did you know these conditions might make it more difficult for you and your business to borrow money, produce your goods or services, and maintain inventory? Inflation is hard on small business owners, but there are steps you can take to protect yourself and your business. At…
Read MoreCelebrating on a Budget – 7 Tips to Help You Save on Holiday Meals
Fall is in the air, which means the holiday season is almost upon us! And you may be gearing up to host a holiday dinner for your friends and loved ones. But hosting a holiday can come with quite a price tag. Did you know in 2021 it was estimated that the average thanksgiving host…
Read MoreEverything You Need to Know About Inflation
It’s almost impossible to turn on the news or scroll the headlines today and not be confronted by rising inflation. With an inflation rate of 8.5% in July, it is easy to see why. The government typically works to target 2% inflation to keep price changes low while encouraging economic growth. So the high inflation…
Read MoreWhat’s in Biden’s Student Loan Forgiveness Plan and How Does it Affect You?
Student Loan Forgiveness Updates November 23, 2022: Important to note: The Department of Education has just announced that the student loan payment pause has been extended to June 30, 2023 November 21, 2022: What’s Happening to Student Loan Forgiveness? As you may have read in the news, a federal judge has blocked the White House’s…
Read MoreHow to Cash a Check and Pay Bills Without a Bank Account
According to a report by the FDIC (Federal Deposit Insurance Corporation) in 2019, 5.4% of households in American were unbanked or had no bank accounts. There are several reasons that someone may not have a bank account. Past financial mistakes like too many overdraft fees or bounced checks can make it hard to open a…
Read MoreCan I Add My Child as an Authorized User to My Credit Card
As a parent, you want to do everything you can to set your child up for success. And lately, the importance of helping them understand personal finance has become clear. While you work with them on saving and living within their means, you may also want to talk to them about credit. You may even want to…
Read MoreHow Distinguishing Between Needs and Wants Can Help You Build a Better Budget
In order to create a budget that not only works, but that you can thrive on, it helps to consider your needs and wants. It can be hard initially to see any of your spending as a want because you can’t see your life without it. But if you take a step back and evaluate…
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