Summer Bucket List: 7 Tips for Thrifty Travel
Do you have a summertime bucket list? If not, this is a great time to make one. Sit yourself and/or your family down and brainstorm about a special activity each of you would like to do this summer. These can be trips or even some local highlights you want to explore. After you’ve prioritized and…
Read MoreIntentional Spending: What Is It & How Does It Help You?
Mindfulness. Intentionality. Focus. Centering. We often hear these words as tools to help us zoom in on what really matters, be aware of what is going on, and bring some calm to our perspective. Did you know these words can also apply to making a spending plan (budget) and the choices it involves? Because the…
Read MoreHow To Set Achievable Savings Goals Through Major & Bite-Sized Savings Goals
Did you know the simple task of setting a goal improves the likelihood you’ll achieve it? That’s true of savings goals too. But how do you set achievable savings goals? Making a goal specific and measurable and setting a timeframe to achieve a goal allows us to see if we’re on track. Plus, it gives…
Read MoreHow To Budget For Kids Summer Activities, Care and Meals
It’s summertime! That means kids are out of school and there’s lots of time to fill during the day. There also may be some new—or shifting— kid-related expenses, as they go from their school schedule to their summer schedule. We’re sharing tips on how to be more intentional with your summer spending plan for your…
Read MoreBuy Now, Pay Later: 3 Questions to Ask Yourself First
Buy Now, Pay Later offers are everywhere, whether you’re buying a pair of jeans, electronics, or even just some needed groceries. Their message always seems fairly simple: Don’t pay for 100% of this item today. Instead, spread out the payments over time in four easy installments (or something similar). But it’s not that simple. Here’s…
Read More3 Good Reasons to Check Your Credit Report – For FREE
Did you know you can check your credit report for FREE thanks to a federal law? Credit Reports and the scores associated with them impact many areas of your finances. It’s important to know what is on your report—and the good news is you can do that for free. Since 2018, each of the three…
Read MoreWhy You Should Ditch “No Money Down”
We’ve all seen them – those commercials that promise new furniture, car, or home with no money down. What a good deal! Right? Well, think again. On the surface, no money down looks like a great deal but lurking underneath, there is trouble. 4 Drawbacks to no-money-down offers: No-money-down offers make you an OWE-ER, not…
Read MoreProtect Your Credit With a Free Credit Freeze
A hack of a national background check company in August 2024 led to a leak of over 2 billion personal records, including social security numbers. Identity theft is a growing crime. Every day, people wake up to find new loan or credit card accounts opened in their name. They didn’t open them, but someone else…
Read MoreWhat You Need To Know About Car Title Loans
Need extra cash and looking for a quick loan? You might be enticed by a car title loan and its promises of quick money in exchange for your car title. Here’s what you need to know about car title loans, how a car title loan works, and the risks and unfortunate consequences too many borrowers…
Read MoreHow to Protect Yourself From Mobile Payment App Scams
Mobile payment apps have increased in popularity, offering a convenient way to send and receive money with your smartphone. They’re known for being user-friendly, but they can also be misused, which could leave you in a financial lurch. Let’s dive into mobile payment apps and explore 5 quick ways to protect yourself: What’s a mobile…
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