Getting a 1099-K? Here’s What You Need to Know
If you’re a freelancer or someone who earns income from online sales, you may have heard of the 1099-K. This form plays a crucial role in reporting income for those who receive payments through platforms like PayPal, Venmo, or credit card transactions. Understanding it can save you from tax headaches and help keep your finances…
Read MoreMember Experience: Clean Energy
With energy costs on the rise, many families are struggling to keep up with their monthly bills. Clean energy can seem like an expensive solution, but for many, it’s a way to save money in the long run. We wanted to know, what are SaverLife members experiencing? Check out our infographic below! It’s clear that…
Read MoreYou’re Not Alone: Navigating Uncertain Times Together
Right now, it feels like everything is changing faster than we can keep up—rising costs, shifting job markets, and an overall sense of uncertainty. If you’re feeling stressed or anxious, know that you’re not alone. The weight of the unknown can take a real toll on mental health, making it harder to focus, plan, or…
Read MoreVideo: Understanding Energy Tax Credits for Home Upgrades
From upgrading your appliances to improving insulation or even going solar, these home energy credits can put money back in your pocket while reducing your energy use. But how do they work, and who qualifies? In this video, we’ll break it all down—what home energy credits are, how to claim them, and how they can…
Read MoreVideo: 2025 Common Tax Scams and How to Avoid Them
Tax season is here, and while many of us are focused on filing correctly and getting our refunds, scammers are working just as hard to take advantage of taxpayers. Every year, thousands of people fall victim to tax scams—losing money, personal information, and peace of mind. In this video, we’ll break down the most common…
Read MoreTaking Stock: Debt Check-In
This blog article was authored by Jesse Campbell, Content Manager at Money Management International (MMI), our SaverPerks partner organization. A new year is a new chance to reset, refocus, and start making progress on your financial goals. Is reducing debt on your radar for 2025? There’s a good chance it should be. On average, American…
Read More5 Things to Consider Before Taking a Refund Anticipation Loan (RAL)
Tax season can bring a mix of emotions, especially when financial pressures are high. Many people face bills, unexpected expenses, or the need for a quick cash infusion, and the promise of a tax refund can seem like the solution. Refund anticipation loans (RALs) sound appealing because they offer faster access to your tax refund.…
Read MoreHow to Get the Most Out of Your Health Savings Account
Looking to save and invest your money over time? One resource that you can take advantage of is in a very unlikely place: your health care. Introduced in 2003, health savings accounts, or HSAs, can help you reduce healthcare costs and increase your long-term savings. Learn more about HSAs, and how you can get the…
Read MoreMortgage Forbearance 101: Your Guide to Temporary Payment Relief
Life is unpredictable, and sometimes, it throws curveballs that affect your ability to keep up with mortgage payments. Whether it’s a job loss or another unforeseen hardship, mortgage forbearance might be the lifeline that keeps you financially afloat. This overview is intended to give you an understanding of what mortgage forbearance is, how it works,…
Read MoreYour Path to Homeownership: Essential Programs and Resources for First-Time Buyers
The journey to homeownership is both thrilling and daunting, especially for first-time buyers. With numerous programs and resources available, knowing where to start can feel overwhelming. However, if you understand how to utilize these various tools, homeownership becomes more accessible. This guide provides an overview of essential programs and resources for first-time homebuyers. Whether you’re…
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