How to Create & Stick to Your Holiday Budget

Pumpkin spice is back! Love it or hate it, it signals the beginning of the holiday season. It’s a wonderful time of the year, but it can also be challenging on the wallet. Don’t miss these tips to avoid a debt hangover in January. Creating a Holiday Budget is the vital first step to avoid…

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Black Friday Secrets: Is it really a deal?

Black Friday is a shopping extravaganza many eagerly await every year. It’s a day (and weekend) when shoppers get their hands on some of the best deals of the year. Or is it?  While Black Friday and Cyber Monday sales can be exciting, it’s important to approach them with a critical eye. Many shoppers assume…

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How to Recognize and Overcome Emotional Spending

Have you ever had a bad day and used retail therapy to cheer yourself up? Most people have. In fact, 39% of Americans identify as emotional spenders, or people who spend more to cope with life’s highs and lows, according to a study by Credit Karma. The numbers are even higher for Millennials at 52%…

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7 Strategies to Stay Positive on a Tight Budget

In June of 2023, 61% of adults in the US reported they were living paycheck to paycheck. This means over half of adults in the US spend the money they earn each month.  If you find yourself living paycheck to paycheck, it may feel like your budget doesn’t have any wiggle room. When your budget…

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2023 Holiday Savings Boost Mystery Gift 2

SaverLife Members: Make sure you scroll to the bottom of the page to get your points. You opened our second 2023 Holiday Savings Boost Mystery Gift! That means you earned 150 points! Open all 3 mystery gifts this holiday season, and you’ll earn enough points to buy TWO scratchers in the point store! BONUS: Download…

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The Best Ways to Defeat Doubt and Depression Due to Debt

American household debt hit a record $16.9 trillion at the end of 2022, according to Debt.com. And in 2022, it was estimated that just below 10% of the average American household’s income went to paying down debts. Seeing these numbers, it’s easy to understand why Americans feel overwhelmed by their debt.  If you find yourself…

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