How to Create & Stick to Your Holiday Budget
Pumpkin spice is back! Love it or hate it, it signals the beginning of the holiday season. It’s a wonderful time of the year, but it can also be challenging on the wallet. Don’t miss these tips to avoid a debt hangover in January. Creating a Holiday Budget is the vital first step to avoid…
Read MoreBlack Friday Secrets: Is it really a deal?
Black Friday is a shopping extravaganza many eagerly await every year. It’s a day (and weekend) when shoppers get their hands on some of the best deals of the year. Or is it? While Black Friday and Cyber Monday sales can be exciting, it’s important to approach them with a critical eye. Many shoppers assume…
Read MoreHow to Dress Professionally on a Budget: 3 Tips for Building Your Wallet-Friendly Work Wardrobe
First impressions can make or break a job interview, and one of the most important factors in making a good impression is how you dress. Dressing professionally shows your potential employer that you take the interview seriously and are ready to represent yourself and the company in a positive light. But what does dressing professionally…
Read MoreMaximize Your New Salary or Income Increase
There’s a saying about money management that goes something like this: “It’s not what you make. It’s what you do with what you make.” Of course, how much money you make is important. However, what you do with what you make is just as important, because the choices we make today shape our financial future. Here…
Read MoreHow to Recognize and Overcome Emotional Spending
Have you ever had a bad day and used retail therapy to cheer yourself up? Most people have. In fact, 39% of Americans identify as emotional spenders, or people who spend more to cope with life’s highs and lows, according to a study by Credit Karma. The numbers are even higher for Millennials at 52%…
Read More7 Strategies to Stay Positive on a Tight Budget
In June of 2023, 61% of adults in the US reported they were living paycheck to paycheck. This means over half of adults in the US spend the money they earn each month. If you find yourself living paycheck to paycheck, it may feel like your budget doesn’t have any wiggle room. When your budget…
Read More2023 Holiday Savings Boost Mystery Gift 2
SaverLife Members: Make sure you scroll to the bottom of the page to get your points. You opened our second 2023 Holiday Savings Boost Mystery Gift! That means you earned 150 points! Open all 3 mystery gifts this holiday season, and you’ll earn enough points to buy TWO scratchers in the point store! BONUS: Download…
Read MoreThe Best Ways to Defeat Doubt and Depression Due to Debt
American household debt hit a record $16.9 trillion at the end of 2022, according to Debt.com. And in 2022, it was estimated that just below 10% of the average American household’s income went to paying down debts. Seeing these numbers, it’s easy to understand why Americans feel overwhelmed by their debt. If you find yourself…
Read More7 Money Habits That’ll Help You Stop Stressing Your Savings
Saving money is something we all know we should be doing. But it can often be hard to start and sustain a savings habit, especially if you don’t know where to start or how to stay the course. And this can cause considerable unnecessary financial stress that stops you from getting started. But there are…
Read MoreMoney & Mental Health: 6 Secrets to Spot Financial Anxiety Symptoms
Money can be one of the biggest stressors in life. And at some point, each of us will feel money stress. In fact, according to a survey by Thrive Global, 90% of individuals surveyed said money has an impact on their stress levels. Sometimes, stress around money is tied to an emergency or event that…
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