The Best Ways to Defeat Doubt and Depression Due to Debt
American household debt hit a record $16.9 trillion at the end of 2022, according to Debt.com. And in 2022, it was estimated that just below 10% of the average American household’s income went to paying down debts. Seeing these numbers, it’s easy to understand why Americans feel overwhelmed by their debt. If you find yourself…
Read More7 Money Habits That’ll Help You Stop Stressing Your Savings
Saving money is something we all know we should be doing. But it can often be hard to start and sustain a savings habit, especially if you don’t know where to start or how to stay the course. And this can cause considerable unnecessary financial stress that stops you from getting started. But there are…
Read MoreMoney & Mental Health: 6 Secrets to Spot Financial Anxiety Symptoms
Money can be one of the biggest stressors in life. And at some point, each of us will feel money stress. In fact, according to a survey by Thrive Global, 90% of individuals surveyed said money has an impact on their stress levels. Sometimes, stress around money is tied to an emergency or event that…
Read MoreHow to Get Transportation Assistance and Build Transportation Costs into Your Budget
When money is tight, the last thing you need to worry about is how you’ll get to a job interview, work, or the grocery store. But this worry is common. Transportation costs are typically the second largest spending category in a person’s budget. In fact, SaverLife found that, on average, our members spend 25% to…
Read More6 Small Business Bookkeeping Hacks You Can Start Today
If you’ve experienced a moment of panic trying to manage your new business’s finances, you’re not alone. Launching a small business is an exciting and stressful time, but bookkeeping doesn’t have to add to the pressure. Here are 6 small business bookkeeping hacks you can start today: Hack #1: Separate Your Business and Personal Finances…
Read More8 Documents You Need to Get Financing for Your Small Business
Whether you’re starting a small business or trying to grow one you’ve already built, you may need outside funding. The prospect of applying for funding can be intimidating, but we’ve got you! The first step is simply preparing all your documents and records. While some lenders may require additional information and documentation, this article will…
Read More6 Hidden Costs When Buying a New or Used Car
When you think about big financial purchases, one thing that typically comes to mind is buying a car. Whether you’re buying a car new or used, there may be associated costs you haven’t considered. These additional costs can be considered hidden costs of buying a car. Whether the car is new or used, it’s important…
Read MoreHow to Get Childcare Assistance and Build Care Costs into Your Budget
One of the largest expenses parents may face, especially during the first few years of their child’s life, is childcare. According to Illumine, the average cost of childcare in the US is $14,760 per year. While this cost does vary from state to state, it’s clear that the cost to cover childcare can put a…
Read MoreHow and Why You Should Price Comparison Shop Utilities
Whether you rent or own your home, a large portion of your monthly housing budget probably goes toward paying your utilities. Utility bills like electricity, natural gas, water, sewer, trash, streaming services, and internet and phone bills, on average, cost Americans roughly $500 a month, according to a study by Move.com. These expenses can add…
Read MoreWhat to do When You Get Behind Paying Utilities Like Your Electric and Water Bill
Sometimes, keeping up with all our financial obligations is a struggle. With such high inflation, our money doesn’t go as far as it used to, and it can be a challenge to stay on track financially. In fact, in 2022, one in six Americans were behind on their utility bills. If you find yourself behind…
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