4 Reasons To Budget For Fun Activities & How To Do It

Just wanna have fun? And healthy finances? And live within a budget? Is that a thing?  Well, yes. It’s a thing. You can have fun and have healthy finances and live within a budget.     You should budget for fun activities While a budget may seem restrictive, it really provides you with a lot of freedom.…

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Summer Bucket List: 7 Tips for Thrifty Travel

Do you have a summertime bucket list? If not, this is a great time to make one. Sit yourself and/or your family down and brainstorm about a special activity each of you would like to do this summer.  These can be trips or even some local highlights you want to explore.   After you’ve prioritized and…

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How To Budget For Kids Summer Activities, Care and Meals

It’s summertime! That means kids are out of school and there’s lots of time to fill during the day. There also may be some new—or shifting— kid-related expenses, as they go from their school schedule to their summer schedule. We’re sharing tips on how to be more intentional with your summer spending plan for your…

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7 Habits to Boost Your Savings

The past few years have highlighted the need to have savings. Life is nothing if not unpredictable, and savings, whether for an emergency, your future, or your spring break trip, is a key piece of living a financially healthy life.  When starting to save, most people look at their expenses and income, and this is…

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Why You Should Ditch “No Money Down”

We’ve all seen them – those commercials that promise new furniture, car, or home with no money down. What a good deal! Right?   Well, think again.  On the surface, no money down looks like a great deal but lurking underneath, there is trouble. 4 Drawbacks to no-money-down offers: No-money-down offers make you an OWE-ER, not…

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Can Corporate Bottom-Up Budgeting Principles Apply to Your Personal Finances?

While there are certainly many differences between your personal spending needs and corporate spending, understanding a business-based approach to budgeting may help you see spending and saving in a different light.  For instance, businesses have different techniques for budgeting. The two most common types are top-down budgeting and bottom-up budgeting. These different approaches to budgeting…

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6 Easy Rules for Budgeting with Irregular Income

Having a plan for our money keeps us on track and lets us work towards our savings and investing goals. But how do you make a plan when your income varies? Whether you’re an employee whose hours vary or an entrepreneur starting your own business, having irregular income can often seem like a hurdle to…

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