Summer Bucket List: 7 Tips for Thrifty Travel
Do you have a summertime bucket list? If not, this is a great time to make one. Sit yourself and/or your family down and brainstorm about a special activity each of you would like to do this summer. These can be trips or even some local highlights you want to explore. After you’ve prioritized and…
Read MoreIntentional Spending: What Is It & How Does It Help You?
Mindfulness. Intentionality. Focus. Centering. We often hear these words as tools to help us zoom in on what really matters, be aware of what is going on, and bring some calm to our perspective. Did you know these words can also apply to making a spending plan (budget) and the choices it involves? Because the…
Read MoreHow To Set Achievable Savings Goals Through Major & Bite-Sized Savings Goals
Did you know the simple task of setting a goal improves the likelihood you’ll achieve it? That’s true of savings goals too. But how do you set achievable savings goals? Making a goal specific and measurable and setting a timeframe to achieve a goal allows us to see if we’re on track. Plus, it gives…
Read MoreHow To Budget For Kids Summer Activities, Care and Meals
It’s summertime! That means kids are out of school and there’s lots of time to fill during the day. There also may be some new—or shifting— kid-related expenses, as they go from their school schedule to their summer schedule. We’re sharing tips on how to be more intentional with your summer spending plan for your…
Read More7 Habits to Boost Your Savings
The past few years have highlighted the need to have savings. Life is nothing if not unpredictable, and savings, whether for an emergency, your future, or your spring break trip, is a key piece of living a financially healthy life. When starting to save, most people look at their expenses and income, and this is…
Read MoreWhy You Should Ditch “No Money Down”
We’ve all seen them – those commercials that promise new furniture, car, or home with no money down. What a good deal! Right? Well, think again. On the surface, no money down looks like a great deal but lurking underneath, there is trouble. 4 Drawbacks to no-money-down offers: No-money-down offers make you an OWE-ER, not…
Read MoreThe 6 Budgeting Challenges Most People Face, And How to Handle Them
When it comes to money, it’s more common to have challenges saving and budgeting than not. If you’ve found yourself caught between a rock and a hard place, there’s no need to worry or beat yourself up. These are common problems we all face, and with a few tips and tricks, you can work around…
Read MoreCan Corporate Bottom-Up Budgeting Principles Apply to Your Personal Finances?
While there are certainly many differences between your personal spending needs and corporate spending, understanding a business-based approach to budgeting may help you see spending and saving in a different light. For instance, businesses have different techniques for budgeting. The two most common types are top-down budgeting and bottom-up budgeting. These different approaches to budgeting…
Read More6 Easy Rules for Budgeting with Irregular Income
Having a plan for our money keeps us on track and lets us work towards our savings and investing goals. But how do you make a plan when your income varies? Whether you’re an employee whose hours vary or an entrepreneur starting your own business, having irregular income can often seem like a hurdle to…
Read MoreIncremental Budgeting vs. Zero-Based Budgeting: Which Works Better For Your Household?
With the consumer price index higher than ever before, you’ve likely considered how you can benefit from a budget. When you first start budgeting, it can be confusing and ambiguous. There’s many resources out there, but they usually say the same thing: plan your paychecks, reduce your spending, save your money for the future. Once…
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