How to Improve Your Credit

Improving your credit score won’t happen overnight, but you can make a difference over time by taking certain actions. Step 1: Check for Errors To start with, pull your credit report from from all three credit bureaus using Normally, you get to do this once a year for free, but because of the pandemic,…

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What are the 3 C’s of Credit?

Giant red-colored letter C with snow on top made to represent the three Cs of credit

When applying for a loan, it’s helpful to know what your Loan Officer will be looking at when making his or her decision. There are three areas they will review. These are the three C’s of credit: Capacity, Collateral, and Character. Capacity in Credit: Definition Your credit capacity is simply your ability to repay the…

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