Reliable Small Business Support and Guidance for All Seasons of Life – Graduation to Retirement
When you think about financial health, what comes to mind? For SaverLife members, defining financial health can look very different to each person. Why? Because there’s no one way to navigate your financial situation: everyone is working toward different goals for themselves and their families. This is also true of entrepreneurship. Starting and maintaining gig…
Read More5 Tips to Protect Your Credit After a Natural Disaster
Did you know your credit can be impacted by climate change? If you experience a severe weather event — like flooding, wildfires, or a hurricane — you might need to: On top of this, you’d still be expected to keep up with your normal expenses, like rent or mortgage payments, utility bills, childcare costs, and…
Read MoreWhat to do When You Get Behind Paying Utilities Like Your Electric and Water Bill
Sometimes, keeping up with all our financial obligations is a struggle. With such high inflation, our money doesn’t go as far as it used to, and it can be a challenge to stay on track financially. In fact, in 2022, one in six Americans were behind on their utility bills. If you find yourself behind…
Read MoreBuy Now, Pay Later: 3 Questions to Ask Yourself First
Buy Now, Pay Later offers are everywhere, whether you’re buying a pair of jeans, electronics, or even just some needed groceries. Their message always seems fairly simple: Don’t pay for 100% of this item today. Instead, spread out the payments over time in four easy installments (or something similar). But it’s not that simple. Here’s…
Read More3 Good Reasons to Check Your Credit Report – For FREE
Did you know you can check your credit report for FREE thanks to a federal law? Credit Reports and the scores associated with them impact many areas of your finances. It’s important to know what is on your report—and the good news is you can do that for free. Since 2018, each of the three…
Read MoreWhy You Should Ditch “No Money Down”
We’ve all seen them – those commercials that promise new furniture, car, or home with no money down. What a good deal! Right?  Well, think again. On the surface, no money down looks like a great deal but lurking underneath, there is trouble. 4 Drawbacks to no-money-down offers: No-money-down offers make you an OWE-ER, not…
Read More3 Tips To Stop Holiday Shopping Scams From Ruining Your Holiday
People lost a whopping $337 million to scams that involved either not being paid for items sold or not receiving items they purchased, according to the FBI’s Internet Crime Complaint Center 2021 report. Additionally, $173 million in credit card fraud also occurred. Much of the crime is reported in the early months of the year,…
Read MoreWhich Credit Score Matters the Most?
Credit scores can be challenging to navigate. Financial jargon can be difficult to understand, but knowing what a credit score is and how they operate is a crucial part of building your financial future. A healthy credit score gives you access to credit cards, mortgages, and auto loans. Whether you’re preparing to apply for credit…
Read MoreCan I Add My Child as an Authorized User to My Credit Card
As a parent, you want to do everything you can to set your child up for success. And lately, the importance of helping them understand personal finance has become clear. While you work with them on saving and living within their means, you may also want to talk to them about credit. You may even want to…
Read MoreHow to Get a Perfect Credit Score?
When you’re ready to start or build your credit, it’s important to understand your credit score. However, is it possible to get a perfect credit score? If you understand your credit score, you’ll be able to grow and improve it, maybe even someday achieving a perfect score. In this guide, we will not only explain…
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