Money Prompts: How to Use AI to Save Money
AI tools are popping up everywhere these days, and while some people enjoy playing around with them, many of us are still wondering how this actually helps in real life. If you’re focused on making ends meet, paying down debt, or just trying to get through the week, using artificial intelligence (AI) might not feel…
Read MoreOvercoming Tax Fear: What to Do If You Have Been Avoiding Taxes
Introduction The IRS estimates that roughly 10 million people don’t file their taxes each year. If you have been avoiding your taxes, you’re not alone. This avoidance is commonly known as tax fear. Tax fear is the anxiety or avoidance behavior stemming from the stress of dealing with taxes. This anxiety and avoidance can come…
Read MoreDebt and Taxes: What You Need to Know
Who doesn’t love getting a tax refund? It can be a rare chance to have one lump sum of funds to meet a goal – whether that’s bolstering savings, paying off a credit card, or taking a dream vacation. But before you decide how to use it, it’s important to understand how debt and taxes…
Read MoreHow Finances Impact Your Physical Health (And What You Can Do About It)
The Money-Health Connection Your finances affect everything in your life, from where you live to the clothes you choose. Going through tough times financially can even affect your health. The impact of financial stress can cause significant changes in your physical well-being. Knowing financial stress affects your health can feel scary. The good news is…
Read MoreTaking Stock: Credit Cleanup
What’s your financial goal for the new year? Perhaps it’s saving for a big purchase, finding more affordable insurance, or planning to buy or rent a new home. Did you know your credit score impacts all of those costs? It literally pays to learn how to build your credit and avoid common myths, particularly if…
Read MoreTaking Stock: Debt Check-In
This blog article was authored by Jesse Campbell, Content Manager at Money Management International (MMI), our SaverPerks partner organization. A new year is a new chance to reset, refocus, and start making progress on your financial goals. Is reducing debt on your radar for 2025? There’s a good chance it should be. On average, American…
Read More5 Things to Consider Before Taking a Refund Anticipation Loan (RAL)
Tax season can bring a mix of emotions, especially when financial pressures are high. Many people face bills, unexpected expenses, or the need for a quick cash infusion, and the promise of a tax refund can seem like the solution. Refund anticipation loans (RALs) sound appealing because they offer faster access to your tax refund.…
Read MoreYour Money, Your Power: How to Build Financial Confidence with Small Changes
Why Financial Confidence Matters When it comes to your money, even though it may not feel like it, you are in control. You have the power to decide what happens and how your money works for you. But sometimes, when you are living paycheck to paycheck or find yourself struggling to get out of debt,…
Read More2025 Financial To-Do List
In a few short hours, we will be ringing in the New Year! As you prepare to close the book in 2024 and look ahead to a fresh start in 2025, you undoubtedly have lots of goals and plans. Including your finances in your plans for the new year is important. Doing so can help…
Read MoreMastering Your Business Finances: Balancing Profit, Liabilities, and Personal Pay
As a small business owner, you’re juggling a lot—working long hours, handling countless responsibilities, and constantly pushing toward growth. Managing finances can feel like just another daunting task on your list, but it’s crucial to your business’s stability and success. Finding the balance between maximizing profit, keeping liabilities in check, and paying yourself fairly can…
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