7 Habits to Boost Your Savings

The past few years have highlighted the need to have savings. Life is nothing if not unpredictable, and savings, whether for an emergency, your future, or your spring break trip, is a key piece of living a financially healthy life.  When starting to save, most people look at their expenses and income, and this is…

Read More

Buy Now, Pay Later: 3 Questions to Ask Yourself First

Buy Now, Pay Later offers are everywhere, whether you’re buying a pair of jeans, electronics, or even just some needed groceries.  Their message always seems fairly simple: Don’t pay for 100% of this item today. Instead, spread out the payments over time in four easy installments (or something similar). But it’s not that simple. Here’s…

Read More

Why You Should Ditch “No Money Down”

We’ve all seen them – those commercials that promise new furniture, car, or home with no money down. What a good deal! Right?   Well, think again.  On the surface, no money down looks like a great deal but lurking underneath, there is trouble. 4 Drawbacks to no-money-down offers: No-money-down offers make you an OWE-ER, not…

Read More

Protect Your Credit With a Free Credit Freeze

A hack of a national background check company in August 2024 led to a leak of over 2 billion personal records, including social security numbers. Identity theft is a growing crime. Every day, people wake up to find new loan or credit card accounts opened in their name. They didn’t open them, but someone else…

Read More

What You Need To Know About Car Title Loans

Need extra cash and looking for a quick loan? You might be enticed by a car title loan and its promises of quick money in exchange for your car title. Here’s what you need to know about car title loans, how a car title loan works, and the risks and unfortunate consequences too many borrowers…

Read More

How to Protect Yourself From Mobile Payment App Scams

Mobile payment apps have increased in popularity, offering a convenient way to send and receive money with your smartphone. They’re known for being user-friendly, but they can also be misused, which could leave you in a financial lurch. Let’s dive into mobile payment apps and explore 5 quick ways to protect yourself: What’s a mobile…

Read More

Four Red Flags to Help You Spot Fraud & Scams

It’s your money, and you’ve worked hard for it. You’ve planned and saved, and that’s why it’s important to make sure your hard-earned cash is protected. There are people out there working just as hard to take it from you. How? By frauds and scams. Be on the lookout for these 4 “Red Flags” that…

Read More

App-Based Gig Workers Guide to avoiding Frauds and Scams

Gig work accounts for hundreds of billions of dollars in economic activity each year, according to the Federal Trade Commission (FTC). With that kind of cash flow, it’s no wonder we’re seeing increasing cases of scams and fraud hitting the gig economy. The FTC also reported that more than half of gig workers say the…

Read More