Summer Bucket List: 7 Tips for Thrifty Travel

Do you have a summertime bucket list? If not, this is a great time to make one. Sit yourself and/or your family down and brainstorm about a special activity each of you would like to do this summer.  These can be trips or even some local highlights you want to explore.   After you’ve prioritized and…

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7 Habits to Boost Your Savings

The past few years have highlighted the need to have savings. Life is nothing if not unpredictable, and savings, whether for an emergency, your future, or your spring break trip, is a key piece of living a financially healthy life.  When starting to save, most people look at their expenses and income, and this is…

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Buy Now, Pay Later: 3 Questions to Ask Yourself First

Buy Now, Pay Later offers are everywhere, whether you’re buying a pair of jeans, electronics, or even just some needed groceries.  Their message always seems fairly simple: Don’t pay for 100% of this item today. Instead, spread out the payments over time in four easy installments (or something similar). But it’s not that simple. Here’s…

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Why You Should Ditch “No Money Down”

We’ve all seen them – those commercials that promise new furniture, car, or home with no money down. What a good deal! Right?   Well, think again.  On the surface, no money down looks like a great deal but lurking underneath, there is trouble. 4 Drawbacks to no-money-down offers: No-money-down offers make you an OWE-ER, not…

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Protect Your Credit With a Free Credit Freeze

A hack of a national background check company in August 2024 led to a leak of over 2 billion personal records, including social security numbers. Identity theft is a growing crime. Every day, people wake up to find new loan or credit card accounts opened in their name. They didn’t open them, but someone else…

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What You Need To Know About Car Title Loans

Need extra cash and looking for a quick loan? You might be enticed by a car title loan and its promises of quick money in exchange for your car title. Here’s what you need to know about car title loans, how a car title loan works, and the risks and unfortunate consequences too many borrowers…

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