Budgeting for an Apartment? Here are 3 Things You Need to Know
Looking for an apartment can be a stressful process, especially if it’s your first time finding a place of your own. People will have lots of questions, and you may be overwhelmed looking for answers. What is your rental budget? How many applications can you afford? How does your credit score look to realtors? All…
Read More6 Tax Updates You Need To Know For The 2023 Tax Season Including 1099-K, CTC & ETIC
Every year there are changes to tax law. As the tax year 2022 filing season approaches in 2023, it is a good time to review the changes for those 2022 tax returns. Understanding the tax code changes this year is more important than ever as some tax credit increases are coming to an end. 1)…
Read More5 DIY Tips for filing your taxes online
If your tax situation is fairly simple and you’re tired of paying someone to prepare and file your taxes, DIY tax prep may be the way to go. The software for do-it-yourself tax preparation has come a long way in making tax season simpler for many Americans. Here are five tips to master DIY tax…
Read MoreBudgeting For Couples: How To Split Your Bills And Keep It Fair
Relationships are a lot of work. As you develop your relationship with your partner, you’ll learn so much about them: their tastes, their habits, their dreams, their goals, and their flaws. It’s not clear which date to ask how they handle money, though, is it? It’s a conversation many save for when they’ve started to…
Read More4 Ways Inflation and High Interest Rates Affect Small Business Owners
It’s no secret that inflation is high. But did you know these conditions might make it more difficult for you and your business to borrow money, produce your goods or services, and maintain inventory? Inflation is hard on small business owners, but there are steps you can take to protect yourself and your business. At…
Read More3 Tips To Stop Holiday Shopping Scams From Ruining Your Holiday
People lost a whopping $337 million to scams that involved either not being paid for items sold or not receiving items they purchased, according to the FBI’s Internet Crime Complaint Center 2021 report. Additionally, $173 million in credit card fraud also occurred. Much of the crime is reported in the early months of the year,…
Read MoreA Step-By-Step Budgeting Process To Streamlining Your Personal Finance
If you’re struggling to balance saving and living a lifestyle you want, you should consider creating a budget. Like a healthy diet, budgeting allows you to enjoy spending in moderation but keeps you on track to make good financial decisions for your future. It looks different for everyone, but it should never take away from…
Read MoreThe 10 Budget Categories No Personal Finance Plan Should Go Without
If you’re just getting started with budgeting, you may be wondering where to begin. Setting your budget up with the right budgeting categories can help you track spending and properly set aside for saving. These are categories for frequent expenses. While some categories may be more important than others, getting an accurate picture of your…
Read MoreHow to Start Saving Money as a Teenager
As a parent, you want your children to learn about the value of money. It sets them up for success and might even keep them from asking to eat out every night. The perfect time for your child to start building up their financial literacy is in their teenage years, and the best habit they…
Read MoreUse This Money Saving Tracker to Keep Your Budget Light
If you have trouble saving, you’re not alone. Surveys have found 38% of American households are struggling to achieve saving goals, and as many as 27% of survey takers feel they haven’t started working towards those goals at all. If you’re looking for a fun, simple, and practical way to save up for your financial…
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