Protect Your Credit With a Free Credit Freeze
A hack of a national background check company in August 2024 led to a leak of over 2 billion personal records, including social security numbers. Identity theft is a growing crime. Every day, people wake up to find new loan or credit card accounts opened in their name. They didn’t open them, but someone else…
Read MoreWhat You Need To Know About Car Title Loans
Need extra cash and looking for a quick loan? You might be enticed by a car title loan and its promises of quick money in exchange for your car title. Here’s what you need to know about car title loans, how a car title loan works, and the risks and unfortunate consequences too many borrowers…
Read MoreHow to Protect Yourself From Mobile Payment App Scams
Mobile payment apps have increased in popularity, offering a convenient way to send and receive money with your smartphone. They’re known for being user-friendly, but they can also be misused, which could leave you in a financial lurch. Let’s dive into mobile payment apps and explore 5 quick ways to protect yourself: What’s a mobile…
Read MoreFour Red Flags to Help You Spot Fraud & Scams
It’s your money, and you’ve worked hard for it. You’ve planned and saved, and that’s why it’s important to make sure your hard-earned cash is protected. There are people out there working just as hard to take it from you. How? By frauds and scams. Be on the lookout for these 4 “Red Flags” that…
Read MoreApp-Based Gig Workers Guide to avoiding Frauds and Scams
Gig work accounts for hundreds of billions of dollars in economic activity each year, according to the Federal Trade Commission (FTC). With that kind of cash flow, it’s no wonder we’re seeing increasing cases of scams and fraud hitting the gig economy. The FTC also reported that more than half of gig workers say the…
Read MoreThe 6 Budgeting Challenges Most People Face, And How to Handle Them
When it comes to money, it’s more common to have challenges saving and budgeting than not. If you’ve found yourself caught between a rock and a hard place, there’s no need to worry or beat yourself up. These are common problems we all face, and with a few tips and tricks, you can work around…
Read More5 Emergencies to Consider When Safety Budgeting
An emergency fund should be a part of everyone’s saving priorities. It’s a nice little cushion to keep you resilient in the event of unforeseen circumstances that change your financial situation. It can be a lifeline when the unexpected happens and offers peace of mind when things seem to start taking a turn. Having an…
Read MoreHome Energy Tax Credits and Rebates That Can Reduce the Costs of Home Ownership
Residential energy credits aren’t just for big projects like solar panels. That said, the credits for more common upgrades such as doors, windows, and insulation have been rather limited. There was a lifetime limit of $500 for those items. But great news for homeowners: the Inflation Reduction Act changes that starting in 2023. Residential Energy…
Read More6 Easy Rules for Budgeting with Irregular Income
Having a plan for our money keeps us on track and lets us work towards our savings and investing goals. But how do you make a plan when your income varies? Whether you’re an employee whose hours vary or an entrepreneur starting your own business, having irregular income can often seem like a hurdle to…
Read MoreTips to Get Your Tax Refund Faster and When to Expect Your Refund
Waiting for a tax refund can be frustrating. It takes time for the government to process your refund and get it into your hands. But did you know there are things you can do to help speed up the process? Check out these dos and don’ts to get your refund as fast as possible. Plus,…
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