Budgeting Sucks: Here’s How to Make It Suck Less

money and calculator

Have you always wanted to budget but worry about the commitment and effort involved?  Luckily, there are strategies that not only simplify the process and take much of the suckiness out of the budgeting process but also make it fun!  What is budgeting?  Budgeting is all about making sure you have the funds available to…

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Why is Saving Money So Hard?

empty wallet

These days, many Americans find it exceedingly difficult to save money. In fact, the average American socks away less than 6% of their income. But why is it so difficult for us to stash our cash?  Today we are going to explore why it’s so hard to save money and how you can overcome 6…

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Try a 30 Day Money Saving Challenge To See What You Can Save

money in a suitcase

When some people think of saving, they imagine grueling self-sacrifice—or “pinching pennies until it hurts.” But who wants to punish themselves when saving can be fun and simple?  It can be hard to kick-start a habit of saving, but it can also be rewarding and gartifying. Plus, your future self will thank you.  If you’re…

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6 Ways to Save Money as A New Business

Many new business owners think they need to spend money to make money. There is some truth in that, but it doesn’t mean money should be spent at every opportunity.  Money may seem like the answer to many problems. Not enough customers? Spend more money on advertising. Computers too slow? Buy new computers. Maybe spending…

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5 Differences Between Business and Personal Expenses

Deducting business expenses can lower your taxable income and reduce the amount of tax you owe. However, expensing personal items as business items can cause a lot of headache and heartache as an entreprenuer. Check out these 5 differences between business and personal expenses to help you get it right. Who is this article for?…

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12 Ways to Fund Your Small Business

Many businesses take months or even a few years to turn a profit. Plus, small businesses often take a substantial amount of money just to get off the ground. So where can this money come from? Check out 12 ways people fund small businesses to help determine which is right for you..  Consider the risk Before…

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How Much Should You Save to Start a Business?

Like many topics in finances, there is no one answer for how much you should save to start your business. But we have a simple 4-step method to help you find the right path and set realistic savings goals.  But before we get to the 4-step method, I want to answer a few common business…

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