3 Tips To Stop Holiday Shopping Scams From Ruining Your Holiday
People lost a whopping $337 million to scams that involved either not being paid for items sold or not receiving items they purchased, according to the FBI’s Internet Crime Complaint Center 2021 report. Additionally, $173 million in credit card fraud also occurred. Much of the crime is reported in the early months of the year,…
Read MoreA Step-By-Step Budgeting Process To Streamlining Your Personal Finance
If you’re struggling to balance saving and living a lifestyle you want, you should consider creating a budget. Like a healthy diet, budgeting allows you to enjoy spending in moderation but keeps you on track to make good financial decisions for your future. It looks different for everyone, but it should never take away from…
Read MoreThe 10 Budget Categories No Personal Finance Plan Should Go Without
If you’re just getting started with budgeting, you may be wondering where to begin. Setting your budget up with the right budgeting categories can help you track spending and properly set aside for saving. These are categories for frequent expenses. While some categories may be more important than others, getting an accurate picture of your…
Read MoreHow to Start Saving Money as a Teenager
As a parent, you want your children to learn about the value of money. It sets them up for success and might even keep them from asking to eat out every night. The perfect time for your child to start building up their financial literacy is in their teenage years, and the best habit they…
Read MoreUse This Money Saving Tracker to Keep Your Budget Light
If you have trouble saving, you’re not alone. Surveys have found 38% of American households are struggling to achieve saving goals, and as many as 27% of survey takers feel they haven’t started working towards those goals at all. If you’re looking for a fun, simple, and practical way to save up for your financial…
Read MoreWhat are Series I savings bonds & should I buy them now when inflation is high?
The United States inflation rate has been higher than many of us have ever seen. I was a child when the inflation rate was this high. And while I remember having to be the person who physically got up to change the TV channel before remotes existed, I don’t actually remember the high inflation rates.…
Read MoreEverything You Need to Know About Saving Money for a Car
Depending on where you live, what you do, and your lifestyle needs, a car may be a necessity. Having a car adds convenience to your life, but it also adds a new level of financial responsibility. If you are looking to own a car, you’ve likely tried to map out how to save. We can…
Read MoreSaving Money to Move Out? Here’s How Much You’ll Need (On Average)
Thinking about moving? The decision to move may be exhilarating or stress-inducing, depending on how you view it. Whether you’re excited to start a new chapter of your life or worried about packing, saving money can help you avoid the stress of finances. Here’s how you can financially prepare for your next move. Think about…
Read MoreEverything You Need to Know About Inflation
It’s almost impossible to turn on the news or scroll the headlines today and not be confronted by rising inflation. With an inflation rate of 8.5% in July, it is easy to see why. The government typically works to target 2% inflation to keep price changes low while encouraging economic growth. So the high inflation…
Read More5 Money Saving Hacks You May Not Have Considered
All it takes to start saving is regularly putting aside small amounts of what you bring home. Each dollar makes a difference when they add up! Whether you’re looking to save for retirement, your first home, or a long-earned vacation, saving can make you feel comfortable and stress-free, even if saving itself seems overwhelming. The…
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