2023 Holiday Savings Boost Mystery Gift 2
SaverLife Members: Make sure you scroll to the bottom of the page to get your points. You opened our second 2023 Holiday Savings Boost Mystery Gift! That means you earned 150 points! Open all 3 mystery gifts this holiday season, and you’ll earn enough points to buy TWO scratchers in the point store! BONUS: Download…
Read MoreThe Best Ways to Defeat Doubt and Depression Due to Debt
American household debt hit a record $16.9 trillion at the end of 2022, according to Debt.com. And in 2022, it was estimated that just below 10% of the average American household’s income went to paying down debts. Seeing these numbers, it’s easy to understand why Americans feel overwhelmed by their debt. If you find yourself…
Read More7 Money Habits That’ll Help You Stop Stressing Your Savings
Saving money is something we all know we should be doing. But it can often be hard to start and sustain a savings habit, especially if you don’t know where to start or how to stay the course. And this can cause considerable unnecessary financial stress that stops you from getting started. But there are…
Read MoreMoney & Mental Health: 6 Secrets to Spot Financial Anxiety Symptoms
Money can be one of the biggest stressors in life. And at some point, each of us will feel money stress. In fact, according to a survey by Thrive Global, 90% of individuals surveyed said money has an impact on their stress levels. Sometimes, stress around money is tied to an emergency or event that…
Read MoreHow to Get Transportation Assistance and Build Transportation Costs into Your Budget
When money is tight, the last thing you need to worry about is how you’ll get to a job interview, work, or the grocery store. But this worry is common. Transportation costs are typically the second largest spending category in a person’s budget. In fact, SaverLife found that, on average, our members spend 25% to…
Read MoreGig Workers are Actually Small Business Owners & Why That Could Mean More Money for You
We surveyed and interviewed SaverLife members who have gigs and side hustles, and one of our key takeaways is you don’t give yourself enough credit for the very meaningful work you’re doing to launch businesses. It doesn’t matter that your small business is not your primary source of income. You’re an entrepreneur, regardless. You have…
Read More6 Common Tax Return Errors for Self-Employed Small Business Owners & Gig Workers
Being your own boss has advantages, but often us business owners wear a lot of hats. Even if we don’t do it ourselves, we need to know enough to make sure the people we hire are handling their tasks properly. There is a whole lot to know about taxes, and for the beginning business owner…
Read More6 Small Business Bookkeeping Hacks You Can Start Today
If you’ve experienced a moment of panic trying to manage your new business’s finances, you’re not alone. Launching a small business is an exciting and stressful time, but bookkeeping doesn’t have to add to the pressure. Here are 6 small business bookkeeping hacks you can start today: Hack #1: Separate Your Business and Personal Finances…
Read More8 Documents You Need to Get Financing for Your Small Business
Whether you’re starting a small business or trying to grow one you’ve already built, you may need outside funding. The prospect of applying for funding can be intimidating, but we’ve got you! The first step is simply preparing all your documents and records. While some lenders may require additional information and documentation, this article will…
Read More5 Often Overlooked Small Business & Gig Work Expenses You Should Write Off Every Year
Is it possible you could be writing off more as a small business owner or gig worker? These 5 often overlooked write-offs may surprise you. Note: This article is for small business owners, self-employed individuals, and gig workers who report their income from those activities with their personal tax return on a Schedule C (1040)…
Read More