Three Signs You May Be Underemployed and What to Do About It
The income you earn is vital to your financial well-being. Your income is what enables you to spend, save and invest. But there is a threat to your income that should be avoided. Underemployment is a threat to your lifetime earnings. Underemployment is “the condition in which people in a labor force are employed at…
Read MoreYour Career is a Path to Financial Security
In the personal finance world, the focus is often on budgeting: mindfully controlling and cutting expenses to gain financial security. This is good, but it is only half of the equation. What’s the other half? Growing your income through growing your career. Growing your income is just as important as watching your spending. It’s a vital…
Read MoreHow to Recognize and Overcome Emotional Spending
Have you ever had a bad day and used retail therapy to cheer yourself up? Most people have. In fact, 39% of Americans identify as emotional spenders, or people who spend more to cope with life’s highs and lows, according to a study by Credit Karma. The numbers are even higher for Millennials at 52%…
Read MoreSaverLife Engagement Opportunities: Get Engaged & Get Paid
Welcome To the SaverLife Engagement Opportunities Board! This is where SaverLife members can find opportunities to earn cash for sharing their experiences. Atlanta Member Stories • December 1 Deadline SaverLife will be coming to Atlanta in February to launch a new video series that will tell mini-member stories. We’re looking to connect with local members who…
Read More7 Strategies to Stay Positive on a Tight Budget
In June of 2023, 61% of adults in the US reported they were living paycheck to paycheck. This means over half of adults in the US spend the money they earn each month. If you find yourself living paycheck to paycheck, it may feel like your budget doesn’t have any wiggle room. When your budget…
Read More2023 Holiday Savings Boost Mystery Gift 2
SaverLife Members: Make sure you scroll to the bottom of the page to get your points. You opened our second 2023 Holiday Savings Boost Mystery Gift! That means you earned 150 points! Open all 3 mystery gifts this holiday season, and you’ll earn enough points to buy TWO scratchers in the point store! BONUS: Download…
Read MoreThe Best Ways to Defeat Doubt and Depression Due to Debt
American household debt hit a record $16.9 trillion at the end of 2022, according to Debt.com. And in 2022, it was estimated that just below 10% of the average American household’s income went to paying down debts. Seeing these numbers, it’s easy to understand why Americans feel overwhelmed by their debt. If you find yourself…
Read More7 Money Habits That’ll Help You Stop Stressing Your Savings
Saving money is something we all know we should be doing. But it can often be hard to start and sustain a savings habit, especially if you don’t know where to start or how to stay the course. And this can cause considerable unnecessary financial stress that stops you from getting started. But there are…
Read MoreMoney & Mental Health: 6 Secrets to Spot Financial Anxiety Symptoms
Money can be one of the biggest stressors in life. And at some point, each of us will feel money stress. In fact, according to a survey by Thrive Global, 90% of individuals surveyed said money has an impact on their stress levels. Sometimes, stress around money is tied to an emergency or event that…
Read MoreHow to Get Transportation Assistance and Build Transportation Costs into Your Budget
When money is tight, the last thing you need to worry about is how you’ll get to a job interview, work, or the grocery store. But this worry is common. Transportation costs are typically the second largest spending category in a person’s budget. In fact, SaverLife found that, on average, our members spend 25% to…
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