Debt and Taxes: What You Need to Know 

Who doesn’t love getting a tax refund? It can be a rare chance to have one lump sum of funds to meet a goal – whether that’s bolstering savings, paying off a credit card, or taking a dream vacation. But before you decide how to use it, it’s important to understand how debt and taxes…

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5 Tips to Protect Your Credit After a Natural Disaster

Did you know your credit can be impacted by climate change? If you experience a severe weather event — like flooding, wildfires, or a hurricane — you might need to: On top of this, you’d still be expected to keep up with your normal expenses, like rent or mortgage payments, utility bills, childcare costs, and…

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The Best Ways to Defeat Doubt and Depression Due to Debt

American household debt hit a record $16.9 trillion at the end of 2022, according to Debt.com. And in 2022, it was estimated that just below 10% of the average American household’s income went to paying down debts. Seeing these numbers, it’s easy to understand why Americans feel overwhelmed by their debt.  If you find yourself…

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5 Tips to Stay Out of Debt on Black Friday

Thin girl smiling while leaning on a glass storefront that reads SALE and wearing a red tank top, checkered skirt, and black sandals

Your No-Debt Black Friday Survival Guide As a veteran, I often get eye rolls from my kids when I use military analogies to describe events. But as a financial coach, I can’t help but see Black Friday as an epic battle. You’re knee-deep in the trenches of holiday shopping goals and you’re experiencing the rapid…

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