Can Corporate Bottom-Up Budgeting Principles Apply to Your Personal Finances?
While there are certainly many differences between your personal spending needs and corporate spending, understanding a business-based approach to budgeting may help you see spending and saving in a different light. For instance, businesses have different techniques for budgeting. The two most common types are top-down budgeting and bottom-up budgeting. These different approaches to budgeting…
Read MoreMegan’s Story: To Value Money Means You Value Yourself
Meet Megan, an Assistant Supervisor for the Community Housing Partnership in San Francisco. What do you do at the Community Housing Partnership? I’m an Assistant Supervisor. I help our volunteer team supervise events and do marketing and partnerships with different programs like the Salvation Army. We work in areas to help prevent our clients from…
Read MoreWhat Did You Learn in 2022? SaverLife Members Share Their Key Takeaways
2022 offered many new opportunities and challenges for SaverLife members. Despite the financial obstacles that last year presented, our members navigated their savings journeys with skill, resiliency, and optimism. What did SaverLife members have to say about saving in 2022? Here are some of their key takeaways: What were some of your biggest learnings in…
Read More2023 Tax Time Guide
Looking for the 2024 Tax Time guide? Check out the new guide here. 2024 Tax Time Guide This tax season, we want to make sure you receive every dollar you deserve. That’s why we’re sharing tax filing resources that are 100% FREE for you. Browse our one-stop guide to master tax time and make it…
Read MoreBudgeting Tips for Young Adults: A Parent’s Guide
A big part of adolescence is the excitement of becoming more independent than ever before, from going out with friends alone to learning how to drive. This is especially true for financial independence. Having money and financial independence is a new frontier for young adults, so learning how to build their saving habits early is…
Read MoreBudgeting for an Apartment? Here are 3 Things You Need to Know
Looking for an apartment can be a stressful process, especially if it’s your first time finding a place of your own. People will have lots of questions, and you may be overwhelmed looking for answers. What is your rental budget? How many applications can you afford? How does your credit score look to realtors? All…
Read MoreCatching Up With Tara: SaverLife’s First-Ever Super Saver
In December 2020, Tara won $10,000 as SaverLife’s first-ever Super Saver. We recently caught up with her to learn how she’s been since her big win. What have you been up to since winning the Super Saver prize? New Jersey was one of the first and hardest places hit by the pandemic. I received the…
Read MoreBudgeting Tips for College Students: A Parent’s Guide
They grow up so fast! Your child is becoming an adult, and it’s time for them to take their first step into the adult world: college. As they learn to be independent, they may be shocked by all of the real-world learning they’ll do as they earn their degree, especially some hard lessons about money.…
Read MoreMeet Mabel: A Skilled Saver Who Knows How to Stretch a Dollar
Mabel is a consistent saver who takes pride in putting her paychecks away each month. “I’m honestly pretty good [at saving]” she explains, “because my mom raised me as a Mexican-Latino mom. So, she taught me the meaning of money and how you need to put it into savings.” A full-time employee for a major…
Read MoreA Step-By-Step Budgeting Process To Streamlining Your Personal Finance
If you’re struggling to balance saving and living a lifestyle you want, you should consider creating a budget. Like a healthy diet, budgeting allows you to enjoy spending in moderation but keeps you on track to make good financial decisions for your future. It looks different for everyone, but it should never take away from…
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