Are You Getting Your State Tax Refund Right? Tips to Double-Check
Tax season is upon us! Often, federal tax returns get all the attention. But if you live in one of the forty-one states that have a state income tax or the District of Columbia, you need to think about your state refund too. Tax filing software can typically be used for both your federal and…
Read MoreHow Finances Impact Your Physical Health (And What You Can Do About It)
The Money-Health Connection Your finances affect everything in your life, from where you live to the clothes you choose. Going through tough times financially can even affect your health. The impact of financial stress can cause significant changes in your physical well-being. Knowing financial stress affects your health can feel scary. The good news is…
Read MoreYour Money, Your Power: How to Build Financial Confidence with Small Changes
Why Financial Confidence Matters When it comes to your money, even though it may not feel like it, you are in control. You have the power to decide what happens and how your money works for you. But sometimes, when you are living paycheck to paycheck or find yourself struggling to get out of debt,…
Read More2025 Financial To-Do List
In a few short hours, we will be ringing in the New Year! As you prepare to close the book in 2024 and look ahead to a fresh start in 2025, you undoubtedly have lots of goals and plans. Including your finances in your plans for the new year is important. Doing so can help…
Read MoreProgram Spotlight – Legal Aid
Nearly 55 million Americans need legal help each year, according to the American Bar Association. This legal help can cover anything from criminal offenses to domestic or family issues, and even landlord problems. For many, getting legal help can seem out of the budget. If you find yourself in a situation where you need legal…
Read MoreProgram Spotlight – Unemployment
Whether you’re living paycheck to paycheck or making enough to save comfortably, there’s something that can stop anyone in their tracks – losing their job. Finding yourself unemployed can quickly change your financial situation and make it hard to meet your financial obligations. When SaverLife member Tori T. unexpectedly lost her job, she was unemployed…
Read MoreProgram Spotlight – Medicare & Medicaid
One of the most significant costs Americans face is the cost of healthcare. US healthcare spending was estimated to reach $14.5 trillion in 2022, roughly $13,500 per person. Healthcare spending can put a burden on already tight budgets. While having insurance can help ease this burden, for some living on lower incomes, coverage isn’t affordable. …
Read MoreReset Your Budget with a Post-Holiday No-Spend Challenge
While the holiday season is often a time of joy and celebration, it can lead to overspending and even debt. In 2023, 34% of Americans went into debt during the holiday season. Whether you find yourself in debt after the holidays or are ready to reset your budget and start the new year from a…
Read MoreWhy You Need a Holiday Fund & How to Build One
Did you know the average American spends just under $1,000 on Christmas, according to research by the National Retail Federation? While Christmas is typically the holiday people spend the most on, other holidays and celebrations throughout the year can also sneak up on us. With expenses for birthdays, anniversaries, Valentine’s Day, graduations, weddings, and other…
Read MoreBudgeting for Holiday Travel Expenses
Approximately 115.2 million Americans were expected to travel more than 50 miles from home between Christmas and New Year’s in 2023, according to estimates by AAA. Traveling over the holidays can be a great chance to spend time with loved ones and get out of town. But it can also be stressful…and expensive. To keep…
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