Reset Your Budget with a Post-Holiday No-Spend Challenge
While the holiday season is often a time of joy and celebration, it can lead to overspending and even debt. In 2023, 34% of Americans went into debt during the holiday season. Whether you find yourself in debt after the holidays or are ready to reset your budget and start the new year from a…
Read MoreWhy You Need a Holiday Fund & How to Build One
Did you know the average American spends just under $1,000 on Christmas, according to research by the National Retail Federation? While Christmas is typically the holiday people spend the most on, other holidays and celebrations throughout the year can also sneak up on us. With expenses for birthdays, anniversaries, Valentine’s Day, graduations, weddings, and other…
Read MoreBudgeting for Holiday Travel Expenses
Approximately 115.2 million Americans were expected to travel more than 50 miles from home between Christmas and New Year’s in 2023, according to estimates by AAA. Traveling over the holidays can be a great chance to spend time with loved ones and get out of town. But it can also be stressful…and expensive. To keep…
Read MoreHidden Holiday Financial Stressors
With only 8 weeks until Christmas, the holiday season is officially upon us! While it can be an exciting time filled with friends, family, and festivities, it can also bring financial stress. In fact, financial stress is often cited as one of the biggest stressors people face during the holidays. If you take a minute, you…
Read MoreSeasonal Side Hustles: How to Make Extra Holiday Cash
It’s hard to believe, but the holiday season is fast approaching! While most people are focused on spending money this time of year, there are also opportunities to make money if you’re interested. Whether you want extra cash to spend on gifts, holiday travel, regular bills, or to put towards your financial goals, a seasonal…
Read MoreProgram Spotlight: TANF, SNAP & Emergency SNAP
If your grocery bill has gone up, you’re not alone. In 2022 alone, food prices increased by almost 10%, faster than in any year since 1979, according to the USDA. If you need help navigating food inflation, check out these assistance programs that can provide some relief. TANF What does the program offer? TANF, or…
Read MoreProgram Spotlight: WIC & CHIP
SaverLife member Tiffany often feels like she has to make tradeoffs between providing her family with nutritious food and reliable healthcare and ensuring that her other bills are paid on time. “Just eating healthier is so expensive,” she explains. To make sure that her family has access to nutritious food and quality care, Tiffany takes…
Read MoreWhat to Do if You’re Denied Government Assistance
Navigating government benefits can be challenging to figure out, especially if you’re not granted the assistance you’re looking for. Understanding what to do in that situation is crucial for resolving issues and ensuring you get the support you want. Read on to learn more about government benefits and how you can apply for them with…
Read MoreGovernment Benefits Roundup: How to Tell Which Programs Are the Best Fit for You
Unsure which benefits and assistance programs are the right fit for you? Get the basics on the most common government assistance programs below. Pro Tip: It’s important to understand that the eligibility requirements for programs can change. For example, some states like North Carolina recently expanded Medicaid options. If you were previously denied assistance through…
Read MoreConsidering a Credit Card? Here’s What You Need to Get Started
So many factors go into your financial health. From your monthly expenses to transportation and even climate-related events, every aspect of your life helps define your budget and progress toward long-term goals. One component of your financial health is your credit. Credit can play a major part in how you access loans, qualify for particular…
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