What’s in Biden’s Student Loan Forgiveness Plan and How Does it Affect You?
Student Loan Forgiveness Updates November 23, 2022: Important to note: The Department of Education has just announced that the student loan payment pause has been extended to June 30, 2023 November 21, 2022: What’s Happening to Student Loan Forgiveness? As you may have read in the news, a federal judge has blocked the White House’s…
Read MoreHow to Cash a Check and Pay Bills Without a Bank Account
According to a report by the FDIC (Federal Deposit Insurance Corporation) in 2019, 5.4% of households in American were unbanked or had no bank accounts. There are several reasons that someone may not have a bank account. Past financial mistakes like too many overdraft fees or bounced checks can make it hard to open a…
Read MoreCan I Add My Child as an Authorized User to My Credit Card
As a parent, you want to do everything you can to set your child up for success. And lately, the importance of helping them understand personal finance has become clear. While you work with them on saving and living within their means, you may also want to talk to them about credit. You may even want to…
Read MoreHow Distinguishing Between Needs and Wants Can Help You Build a Better Budget
In order to create a budget that not only works, but that you can thrive on, it helps to consider your needs and wants. It can be hard initially to see any of your spending as a want because you can’t see your life without it. But if you take a step back and evaluate…
Read MoreHow to Get a Perfect Credit Score?
When you’re ready to start or build your credit, it’s important to understand your credit score. However, is it possible to get a perfect credit score? If you understand your credit score, you’ll be able to grow and improve it, maybe even someday achieving a perfect score. In this guide, we will not only explain…
Read MoreWhat Will Hurt Your Credit Score?
When you are working hard to build your credit score, it’s important to do things that will help your score go up. But it’s equally important to understand what will hurt your score. When you understand what can hurt your credit score, you can change your behavior and take steps to avoid certain actions so…
Read MoreHow Do You Improve Your Credit Score?
Sign up for SaverLife to earn points and chances to win cash prizes when you read articles like this! There are many things you can do to level up your finances. One area you can focus on that will help across the board is to improve your credit score. Having a good credit score saves…
Read MoreSecond Stimulus Eligibility: Am I Eligible for the IRS Second Stimulus Check?
Just before 2020 ended and 2021 began, President Trump signed a second pandemic relief bill. This bill included a second round of stimulus checks, or Economic Impact Payments, that will be sent to Americans under certain income thresholds in the coming weeks. Some of these checks have already started filtering in via direct deposit. As…
Read MoreHow to Balance Long-Term and Short-Term Savings Goals
We all know it’s important to save money. But how do you balance saving towards both your short-term and your long-term goals? I recommend creating a savings plan that takes your budget, goals, and timeframe into consideration. This can help you be successful in saving in both the short and long-term. Define Your Goals First,…
Read MoreHow to Manage What Gets Charged to a Credit Card
Credit can be a valuable tool in your personal finance arsenal. It allows you to buy things you need and earn points or cash back. It also offers a way to conduct secure transactions online and provides some protections against theft and fraud. But, if not managed properly, it can be a road to high-interest…
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