Three Calming Strategies for Managing Money Anxiety

Mo’ money, mo’ problems? It’s one thing for The Notorious B.I.G. to say, but if you’re experiencing financial stress in your daily life, you’re not likely to agree. When you feel like you can’t make ends meet, it may seem like money is the cause of (and solution to) all your challenges. Here are a…

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Thinking About an MLM Side-Hustle? Read This First.

How many times has a friend or family member tried to sell a product or recruit you to sell a product or service? If this sounds familiar, they’re most likely involved with a multi-level marketing company. What is multi-level marketing? A multi-level marketing company, or “MLM,” is a common strategy for regular folks to run…

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Teaching Your Kids to Save Money

Think about the lessons you learned about money. How do the messages you heard in your early years impact the way you view and manage money today? Research shows that lifelong money habits are formed early. In fact, psychologists believe that by age 7 (I know, right?), kids have already developed long-lasting attitudes about money.…

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Why isn’t my credit score improving?

I’ve been paying my bills every month on time and nothing changes on Credit Karma. I feel like I’m stalking the app. What should I do? Submitted by Michelle S. Congrats on paying your bills on time! Can we just celebrate that for a moment? What Impacts Your Credit Score Paying your bills will not…

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Do you recommend credit consolidation?

Do you recommend credit consolidation to improve scores and decrease debt? Submitted by Natasha P. There are two parts to this question, so let’s dig into them separately. Improving Your Credit Score Whenever a financial institution pulls your credit with the purpose of offering you a loan, your score may be affected. Closing a credit…

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What is Lifestyle Inflation?

Have you noticed that even when your income increases, it can feel like you still don’t have more money leftover at the end of the month? That’s because often, when our income increases, our expenses do too. This is a very real phenomenon called lifestyle inflation that can sneak up on us despite our best…

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