A Step-By-Step Budgeting Process To Streamlining Your Personal Finance
If you’re struggling to balance saving and living a lifestyle you want, you should consider creating a budget. Like a healthy diet, budgeting allows you to enjoy spending in moderation but keeps you on track to make good financial decisions for your future. It looks different for everyone, but it should never take away from…
Read MoreThe 10 Budget Categories No Personal Finance Plan Should Go Without
If you’re just getting started with budgeting, you may be wondering where to begin. Setting your budget up with the right budgeting categories can help you track spending and properly set aside for saving. These are categories for frequent expenses. While some categories may be more important than others, getting an accurate picture of your…
Read MoreCelebrating on a Budget – 7 Tips to Help You Save on Holiday Meals
Fall is in the air, which means the holiday season is almost upon us! And you may be gearing up to host a holiday dinner for your friends and loved ones. But hosting a holiday can come with quite a price tag. Did you know in 2021 it was estimated that the average thanksgiving host…
Read MoreSaving Money to Move Out? Here’s How Much You’ll Need (On Average)
Thinking about moving? The decision to move may be exhilarating or stress-inducing, depending on how you view it. Whether you’re excited to start a new chapter of your life or worried about packing, saving money can help you avoid the stress of finances. Here’s how you can financially prepare for your next move. Think about…
Read MoreEverything You Need to Know About Inflation
It’s almost impossible to turn on the news or scroll the headlines today and not be confronted by rising inflation. With an inflation rate of 8.5% in July, it is easy to see why. The government typically works to target 2% inflation to keep price changes low while encouraging economic growth. So the high inflation…
Read MoreAre People Saving Money By Going Minimalist?
Are you overwhelmed by the clutter in your home or apartment? despite your best efforts? Going minimalist might be for you! A 2021 study defines minimalism as being “characterized by removing clutter, being satisfied with a small number of material possessions, and giving careful consideration before making any new purchases.” Basically, it means focusing on…
Read MoreA Money-Saving Chart to Keep You Motivated
Do you need help saving money? Let’s go back to 2019, a year before COVID-19 hit. Maybe you’re excited about travel plans, graduation parties, or concerts coming up this year. All of a sudden, COVID-19 changes all of your plans. You might’ve lost your job, had to drop out of school, or help your family…
Read MoreSaving My Family Money Without Sacrificing Too Much
The current state of the economy hasn’t made saving easy for families. According to the Bureau of Labor Statistics, the consumer price index is higher than ever. Does it ever feel like extenuating circumstances make it impossible to save money? Perhaps you have tried to spend less by budgeting, but it was too difficult to…
Read MoreMoney-Saving Meals to Stretch Your Food Budget
Grocery bills can quickly get out of hand in this economy, especially if you have other mouths to feed. The cost of food has significantly increased thanks to inflation. If you want to prioritize saving money, you may need to get creative to stretch your dollar. From meal prepping to switching out parts of your…
Read MoreBudgeting Sucks: Here’s How to Make It Suck Less
Have you always wanted to budget but worry about the commitment and effort involved? Luckily, there are strategies that not only simplify the process and take much of the suckiness out of the budgeting process but also make it fun! What is budgeting? Budgeting is all about making sure you have the funds available to…
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