Budgeting Tips for College Students: A Parent’s Guide
They grow up so fast! Your child is becoming an adult, and it’s time for them to take their first step into the adult world: college. As they learn to be independent, they may be shocked by all of the real-world learning they’ll do as they earn their degree, especially some hard lessons about money.…
Read MoreBudgeting For Couples: How To Split Your Bills And Keep It Fair
Relationships are a lot of work. As you develop your relationship with your partner, you’ll learn so much about them: their tastes, their habits, their dreams, their goals, and their flaws. It’s not clear which date to ask how they handle money, though, is it? It’s a conversation many save for when they’ve started to…
Read More4 Ways Inflation and High Interest Rates Affect Small Business Owners
It’s no secret that inflation is high. But did you know these conditions might make it more difficult for you and your business to borrow money, produce your goods or services, and maintain inventory? Inflation is hard on small business owners, but there are steps you can take to protect yourself and your business. At…
Read MoreBudgeting Basics to Build Up Your Bank Balance
No matter your stage in life, saving is likely at the top of your priorities. Money doesn’t buy happiness, sure, but financial security is important for your mental health and can allow you to focus energy on growing in other aspects of your life. One way to kickstart saving is by creating a budget. Though…
Read MoreA Step-By-Step Budgeting Process To Streamlining Your Personal Finance
If you’re struggling to balance saving and living a lifestyle you want, you should consider creating a budget. Like a healthy diet, budgeting allows you to enjoy spending in moderation but keeps you on track to make good financial decisions for your future. It looks different for everyone, but it should never take away from…
Read MoreThe 10 Budget Categories No Personal Finance Plan Should Go Without
If you’re just getting started with budgeting, you may be wondering where to begin. Setting your budget up with the right budgeting categories can help you track spending and properly set aside for saving. These are categories for frequent expenses. While some categories may be more important than others, getting an accurate picture of your…
Read MoreCelebrating on a Budget – 7 Tips to Help You Save on Holiday Meals
Fall is in the air, which means the holiday season is almost upon us! And you may be gearing up to host a holiday dinner for your friends and loved ones. But hosting a holiday can come with quite a price tag. Did you know in 2021 it was estimated that the average thanksgiving host…
Read MoreSaving Money to Move Out? Here’s How Much You’ll Need (On Average)
Thinking about moving? The decision to move may be exhilarating or stress-inducing, depending on how you view it. Whether you’re excited to start a new chapter of your life or worried about packing, saving money can help you avoid the stress of finances. Here’s how you can financially prepare for your next move. Think about…
Read MoreEverything You Need to Know About Inflation
It’s almost impossible to turn on the news or scroll the headlines today and not be confronted by rising inflation. With an inflation rate of 8.5% in July, it is easy to see why. The government typically works to target 2% inflation to keep price changes low while encouraging economic growth. So the high inflation…
Read MoreAre People Saving Money By Going Minimalist?
Are you overwhelmed by the clutter in your home or apartment? despite your best efforts? Going minimalist might be for you! A 2021 study defines minimalism as being “characterized by removing clutter, being satisfied with a small number of material possessions, and giving careful consideration before making any new purchases.” Basically, it means focusing on…
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