The Hidden Costs of Home Buying or Renting
Weighing out the costs of renting or buying your home comes with a lot of factors. Take it from SaverLife member Tenesha. She’s interested in buying a forever home for her and her daughters but feels like there are so many additional fees and requirements, she’s not ready to commit. “It feels like I’ve got…
Read MoreRainy Day Resilience: Tips for Gen Z Navigating Climate Change, Inflation & a Housing Crisis
Maybe your work hours and income have been affected by extreme temperatures. Maybe your landlord is considering installing energy-efficient appliances and increasing your rent. Or maybe you’re seeing produce prices increase at the grocery store. No matter the situation, climate change and inflation are creeping in on your daily choices, and it’s important to prepare…
Read MoreSmall Business Guide: Your One-Stop Source for Small Business, Gig, & Side Hustle Support
We’re here to help you navigate the financial ups & downs of gig work, side income, and small business ownership. That’s why we are sharing small business resources that are 100% FREE for you. Browse our one-stop guide to catapult your small business to the next level. Pro Tip: We’ll continue to update this guide…
Read MoreA Beginner’s Guide to Financial Health for Gen Z
Were you born between 1996 and 2012? If so, you’re most likely part of Gen Z: the generation that’s entering or well into their 20s. SaverLife wants to better understand our Gen Z members who are navigating their financial health journeys. From our preliminary research, we uncovered that young adults are spending significantly more on…
Read More6 Unexpected Benefits of Multigenerational Housing
Are you considering moving in with your family? Many SaverLife members have shared that they live with their grandparents, parents, children, siblings, or friends. There are many reasons why SaverLife members have created multigenerational homes, but some major examples include: When it comes to housing, there’s no right answer for how you share your space.…
Read MoreDebt Dilemma: The Impact of Student Loans on Your Financial Future
If you have student loans, you’re not alone. According to a recent Forbes article, there are roughly 43 million people currently holding federal student loans. This translates to roughly 13% of the United States population! Plus, this number only accounts for federal student loans; it doesn’t even account for the debt owed by private loans…
Read MoreReliable Small Business Support and Guidance for All Seasons of Life – Graduation to Retirement
When you think about financial health, what comes to mind? For SaverLife members, defining financial health can look very different to each person. Why? Because there’s no one way to navigate your financial situation: everyone is working toward different goals for themselves and their families. This is also true of entrepreneurship. Starting and maintaining gig…
Read MoreGrow Your Gig: Getting Started Financially as an Influencer or Gig Worker
Are you looking to start gig work or become an influencer? Welcome to the SaverLife microentrepreneur community! Through surveys and interviews, we’ve found that a majority of SaverLife members are pursuing gig or influencer work to make ends meet and increase their monthly income. In some cases, they’re also planning to transform this work into…
Read MoreUnderstanding the Self-Employment Tax Implications for Family Caregivers
Are you providing regular care to a family member or friend? If you’re receiving compensation for your services, it’s important to track your income. Caregiving, even for a loved one, could be considered self-employment and change how you file your taxes. There are different scenarios in caregiving situations that will determine if you, as a…
Read MoreSelf-Employment Taxes: What You Need to Know and How to Stay on Top of Them with Confidence
Being your own boss comes with many benefits, like greater flexibility, freedom, and control over your work. However, when it comes to taxes, being self-employed can feel like a whole new ballgame. Navigating the process of self-employment taxes, including what they are, who needs to pay them, and when they’re due, can be tricky and…
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