Teaching Your Kids to Save Money
Think about the lessons you learned about money. How do the messages you heard in your early years impact the way you view and manage money today? Research shows that lifelong money habits are formed early. In fact, psychologists believe that by age 7 (I know, right?), kids have already developed long-lasting attitudes about money.…
Read MoreAre you ready for tax time? The scammers are too!
The end of the year often feels hectic. We’re spending time with family, celebrating the holidays, and planning for the coming year. This is exactly what scammers rely on to separate you from your hard-earned money. What to do with a possible scam The first step to staying ahead of scammers is to be very…
Read MoreReady to Start Investing? 6 Tips for Avoiding Scams
You’ve worked hard to get where you are financially, and investing might seem like the next step. But sometimes the financial landscape (and especially the internet) is like the Wild West. Let’s go through some tips to have in mind and common pitfalls to watch out for when you start investing. Know Your “Why” With…
Read MoreWhat can I do when there is an ongoing medical emergency?
What happens when an emergency is ongoing? My husband had a stroke, and a) can no longer work; and b) now has high medical bills. We’re drowning financially, and it is going to be an ongoing issue. Submitted by Amy A. First, we are so sorry your family is going through this difficult time. The…
Read MoreIs there anyone who will work with you one-on-one to get out of debt?
Is there anyone that works one on one to get the person to get out of debt and credit collections? Submitted by Amanda B. Credit “repair” is a hot topic and you are wise to seek out someone reputable to help you sort out the best solution for your situation. The CFPB (Consumer Finance Protection…
Read MoreAre there any legit organizations that help with credit repair?
Are there any legit organizations that help with credit repair?? I’m fearful of paying my money to a company that’s not accredited. Submitted by anonymous. The Consumer Finance Protection Bureau (CFPB) is my trusted source for this topic because they offer tips on selecting a reputable organization as well as some important questions to ask.…
Read MoreDebt Consolidation: What is it and is it right for me?
If you’re dealing with multiple loans, chances are you’ve heard of debt consolidation (think of those obnoxious radio or tv ads). But what exactly is debt consolidation? Put simply, debt consolidation allows you to consolidate all of your debts into one payment. This will combine all your debt amounts, and it may offer a lower…
Read MoreWhy Do Different Companies Show Different Credit Scores?
Why do different companies show different credit scores? Credit Karma showed my score 70 points higher than the banks! Submitted by StillLearning. Ah, the mysteries of credit scores. Let’s get the nuts and bolts down, then we can talk about the best approach to getting the information you need. There are several credit reporting companies…
Read More4 Ways to Protect Yourself from Financial Abuse
Even if you are doing all you can to manage your money, we know there are some circumstances where your bank, job, or landlord may be taking advantage of you. These situations can be financial land mines, so it’s crucial to know your rights and get help if you need it. Let’s take a look…
Read MoreShow Me the Money! 3 Helpful Tips for Tracking Your Spending
Stop guessing where your money is going and start understanding where you are spending! Tracking spending is simple, but we know it isn’t always easy to keep up with. We have some tips to make it easier. Not sure you’re ready for this? Take a minute to think about your goal. Remember that your daily…
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