How to Rebound from a Credit Slip
Credit slips can happen to anyone – and although you may panic when you see that number go in the wrong direction, sometimes even the best financial decisions may bring about a credit slip. So dust yourself off and congratulate yourself on being proactive in checking your credit score and taking actions to help it…
Read MoreWhy Do Different Companies Show Different Credit Scores?
Why do different companies show different credit scores? Credit Karma showed my score 70 points higher than the banks! Submitted by StillLearning. Ah, the mysteries of credit scores. Let’s get the nuts and bolts down, then we can talk about the best approach to getting the information you need. There are several credit reporting companies…
Read MoreWhat’s holding me back from getting approved for a credit card?
What’s holding me back from getting approved for a credit card? Submitted by anonymous. There are many reasons that credit card companies deny an application for a credit card. They review your application and your credit history to assess if you have stable income and how likely you are to pay them back (on time).…
Read MoreWhat Is a Credit Report?
Your credit report is a summary of all of your reported financial history. Keep a close eye on this to make sure that it is accurate because it determines your credit score. Checking your credit report is a first step to achieving some of your financial goals. It’s a good idea to check your credit…
Read MoreFour Myths about Personal Finance
There are a lot of financial myths out there that simply aren’t true! Making good financial decisions starts with having the correct information you need to make those decisions. I’m going to go through four common myths about personal finance to get to the bottom of those misconceptions. 1. “Paying rent is throwing away money.”…
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