Holiday Savings Quizzes: A New Way to Earn Points!
If you’re a frequent visitor to our site, you probably noticed that we added a brand new way to earn points! Between now and December 21, when you go to the Activities page, you’ll see a quiz available. Over the next month, we’ll have a new quiz every week. Each quiz will be worth 30…
Read MoreWhat is a good interest rate?
You may have heard that there are only two kinds of people: those who pay interest and those who earn it. In reality, we all likely end up occupying both sides of that equation. The first thing to know about borrowing money and paying interest is that how much you pay depends on your credit…
Read MoreDaisy’s Story: Dreaming of a Purple House with Chickens
Meet Daisy, a part-time lecturer and breastfeeding peer counselor, living in San Francisco with her 5-year old daughter. What do you do for a living? I currently have two jobs and might pick up a third. I lecture a weekly class at San Francisco State University and I also have a part-time job as a…
Read MorePashen’s Story: Lessons for My Boys
Meet Pashen, a Florida native currently living in Lake Wales with her three sons. What do you do? I’m a paraeducator at my local school district. I help my students who may have learning disabilities. What did your upbringing teach you about finances? As a kid, I was always worried if my parents were going…
Read MoreHow should I pay off medical debt that’s been sent to a collection agency?
“My debt from an unpaid urgent care bill has been sent to a collection agency. What is the best way to go about paying off this debt?” Submitted by Jessica J. Medical debt is a huge financial stressors for many people. Taking action early is the best way to get it under control. Double-check your…
Read MoreSylvia’s Story: Home Ownership in the Future
Meet Sylvia, an HR Manager for the Clark County School District in Nevada. She’s a Las Vegas native who lives with her husband and two adult sons. What did your upbringing teach you about finances? Nothing! That’s why I’m in debt now. I don’t think I was ever taught how to save or how important…
Read MoreFixing Credit to Buy a Home: Credit repair tips and guide
My husband and I want to buy a house for first-time buyers. How can we fix our credit? Submitted by Ferlenzia M. Owning a home is a dream that many people have. To make that dream a reality, most people get a mortgage loan. To qualify for that type of loan, you need steady income,…
Read MoreHow do I find my credit score?
How do I find out my credit score? Who wants to know it, and what factors influence its change? Submitted by anonymous. A credit score is a representation of how someone managed their debts. It is meant to help creditors understand our financial responsibility. Payments on our loans and balances on our credit cards are…
Read MoreNastassia’s Story: I See Brightness in My Future
Meet Nastassia, a mother of five and an immigrant from Jamaica who has been living in New York since 2009. What do you do? Right now I’m not working. I had an injury when I was pregnant with my last child, so I’m at home. My fiancé just started at a new job at a…
Read MoreKiara’s Story: Maybe Money Can’t Buy Happiness, But It Can Buy Security
Meet Kiara, who lives in Taylor, Michigan with her 11-month-old daughter and her two young cousins. What do you do? I don’t have a job. I take care of my daughter and my two cousins because I have a kinship guardianship for them. One is my biological cousin and the other is his half-brother. Their…
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