Taking Stock: Credit Cleanup
What’s your financial goal for the new year? Perhaps it’s saving for a big purchase, finding more affordable insurance, or planning to buy or rent a new home. Did you know your credit score impacts all of those costs? It literally pays to learn how to build your credit and avoid common myths, particularly if…
Read MoreConsidering a Credit Card? Here’s What You Need to Get StartedÂ
So many factors go into your financial health. From your monthly expenses to transportation and even climate-related events, every aspect of your life helps define your budget and progress toward long-term goals. One component of your financial health is your credit. Credit can play a major part in how you access loans, qualify for particular…
Read More5 Tips to Protect Your Credit After a Natural Disaster
Did you know your credit can be impacted by climate change? If you experience a severe weather event — like flooding, wildfires, or a hurricane — you might need to: On top of this, you’d still be expected to keep up with your normal expenses, like rent or mortgage payments, utility bills, childcare costs, and…
Read MoreDaisy’s Story: Dreaming of a Purple House with Chickens
Meet Daisy, a part-time lecturer and breastfeeding peer counselor, living in San Francisco with her 5-year old daughter. What do you do for a living? I currently have two jobs and might pick up a third. I lecture a weekly class at San Francisco State University and I also have a part-time job as a…
Read MoreHoliday Savings Quizzes: A New Way to Earn Points!
If you’re a frequent visitor to our site, you probably noticed that we added a brand new way to earn points! Between now and December 21, when you go to the Activities page, you’ll see a quiz available. Over the next month, we’ll have a new quiz every week. Each quiz will be worth 30…
Read MoreWhat is a good interest rate?
You may have heard that there are only two kinds of people: those who pay interest and those who earn it. In reality, we all likely end up occupying both sides of that equation. The first thing to know about borrowing money and paying interest is that how much you pay depends on your credit…
Read MorePashen’s Story: Lessons for My Boys
Meet Pashen, a Florida native currently living in Lake Wales with her three sons. What do you do? I’m a paraeducator at my local school district. I help my students who may have learning disabilities. What did your upbringing teach you about finances? As a kid, I was always worried if my parents were going…
Read MoreHow should I pay off medical debt that’s been sent to a collection agency?
“My debt from an unpaid urgent care bill has been sent to a collection agency. What is the best way to go about paying off this debt?” Submitted by Jessica J. Medical debt is a huge financial stressors for many people. Taking action early is the best way to get it under control. Double-check your…
Read MoreSylvia’s Story: Home Ownership in the Future
Meet Sylvia, an HR Manager for the Clark County School District in Nevada. She’s a Las Vegas native who lives with her husband and two adult sons. What did your upbringing teach you about finances? Nothing! That’s why I’m in debt now. I don’t think I was ever taught how to save or how important…
Read MoreFixing Credit to Buy a Home: Credit repair tips and guide
My husband and I want to buy a house for first-time buyers. How can we fix our credit? Submitted by Ferlenzia M. Owning a home is a dream that many people have. To make that dream a reality, most people get a mortgage loan. To qualify for that type of loan, you need steady income,…
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