Janna’s Story: Freedom to Travel
Meet Janna, a licensed social worker who lives in Texas and loves to travel. What do you do? I work for 2-1-1 Texas/UnitedWay HELPLINE, doing outreach and education about 2-1-1 services. I love my work. Every day is different, and there are different topics and coalitions that the community focuses on. I actually heard about…
Read MoreHow do you get out of an upside down car loan?
How do you get out of an upside down car loan when you have bad credit and no one is willing to refinance? Submitted by Nichole B. You have touched on a hot button for me! In the early 90s, I had a car that was so upside down my grandchildren would be paying the…
Read MoreMichael’s Story: Make Your Money Work For You
Meet Michael, a substance abuse counselor who lives in San Diego, California. What do you do? I’m a substance abuse counselor. I’ve been doing it for about two years now – midlife career change. Unfortunately, it’s one of the fastest growing professions in the US, which doesn’t bode well for us. What did your upbringing…
Read MoreNicole’s Story: Live on Less Than You Earn
Meet Nicole, a social worker and mother of two in Atlanta, Georgia. What do you do? Right now, I’m working in logistics, but I was a social worker for a very long time. When I got married and had my kids, I took a break from social work because it’s a very involved career. So…
Read MoreWhat You Need to Know about Unemployment Benefits
If you lose your job, there are resources out there to help you stay afloat financially as you plan your next steps forward. Eligibility and Applications Unemployment benefits and eligibility requirements vary state-to-state, so choose your state to start the process of checking your eligibility and applying for benefits. Generally, unemployment benefits are available to…
Read MoreI just completed a chapter 13 bankruptcy. Can I apply for a personal loan?
“Hi, I just completed a chapter 13 bankruptcy and would like to know if I can apply for a personal loan. Thank you.” Submitted by David N. Thanks for your question about life (and credit) after bankruptcy. This is a common situation and the good news is that getting Chapter 13 debt relief is not…
Read MoreHow can you balance saving with the asset limits on federal and state benefits?
“How can you help people who are going to get bumped off their subsidized food and housing because they have assets? Then the federal and state agencies say ‘Hey, all is well now.” They may be making more, but not enough yet to sustain themselves, landing them right back in poverty. I’ve seen this happen…
Read MoreHow to Make Good Financial Decisions
Hi, I’m Saundra Davis, financial coach here at SaverLife. Today we’re going to talk about how we make good financial decisions. There is no shortage of information online and, frankly, even from family and friends. How do we know that what worked for them will work for you? Check the source The question becomes: How do you know when the advice…
Read More4 Ways to Protect Yourself from Financial Abuse
Even if you are doing all you can to manage your money, we know there are some circumstances where your bank, job, or landlord may be taking advantage of you. These situations can be financial land mines, so it’s crucial to know your rights and get help if you need it. Let’s take a look…
Read More3 Steps for Recovering from a Financial Setback
What happens when you have a financial setback? You may feel defeated and even hopeless when your efforts to save take a hit. Saving helps prevent financial emergencies Consider this: many of the financial hiccups we face are NOT actual emergencies. For example, we know that if we own a car we are likely to…
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