Fixing Credit to Buy a Home: Credit repair tips and guide
My husband and I want to buy a house for first-time buyers. How can we fix our credit? Submitted by Ferlenzia M. Owning a home is a dream that many people have. To make that dream a reality, most people get a mortgage loan. To qualify for that type of loan, you need steady income,…
Read MoreDo you recommend credit consolidation?
Do you recommend credit consolidation to improve scores and decrease debt? Submitted by Natasha P. There are two parts to this question, so let’s dig into them separately. Improving Your Credit Score Whenever a financial institution pulls your credit with the purpose of offering you a loan, your score may be affected. Closing a credit…
Read MoreHow do you balance debt and savings? Here’s what our research found.
If you’re paying down debt, saving money may be a low priority for you. After all, you’re probably paying interest on your debt every month, so paying off your debt more quickly means keeping more money in your pocket long-term. It’s harder to save when you have debt Our research found that Savers with a…
Read MoreIs there anyone who will work with you one-on-one to get out of debt?
Is there anyone that works one on one to get the person to get out of debt and credit collections? Submitted by Amanda B. Credit “repair” is a hot topic and you are wise to seek out someone reputable to help you sort out the best solution for your situation. The CFPB (Consumer Finance Protection…
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