How to Use the 80-20 Rule for Saving Money
Following money-saving rules isn’t easy. You have to face up to your finances as they are and without embellishments. You have to learn how to budget and save money. The toughest bit is that you have to bury certain desires and defer others to another time. Whatever your bank balance is at the moment, it takes guts to…
Read MoreWhy You Need an Emergency Fund (and How to Start One)
What gets in the way of accomplishing financial goals? Picture this: you’re chugging right along making all the right moves to achieve your financial goals then… BAM! Something happens (A car accident? A root canal?) and you must come up with some cash to deal with it. You need emergency savings to handle unexpected situations…
Read MoreSetting Your Financial Goals
Goal setting is an inside job. Think about it. We set our goal first, focusing on a specific and achievable financial target. To be clear, saying “I want to be more financially stable,” or “I want to increase my credit score,” is not the same as setting a goal. We’re talking about what you want…
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