Buchi’s Story: Experiences Instead of Material Items
Meet Buchi, a self-employed bookkeeper who lives and works in San Francisco. What do you do? I’m disabled and I’m self-employed with bookkeeping. I do that on the side. It’s been good for these last 9-12 years. What did your upbringing teach you about finances? (laughs) Well, to manage money responsibly. Here in the US,…
Read MoreShould I Rent or Buy a Home?
Renting versus owning – how to determine which is right for you Choosing whether to own or rent a home is a big decision. The “right” answer for you will be deeply personal, based on a few key considerations that we will explore below. 1. Examine your personal values A good place to start is…
Read MoreHow do you get out of an upside down car loan?
How do you get out of an upside down car loan when you have bad credit and no one is willing to refinance? Submitted by Nichole B. You have touched on a hot button for me! In the early 90s, I had a car that was so upside down my grandchildren would be paying the…
Read MoreDo you recommend credit consolidation?
Do you recommend credit consolidation to improve scores and decrease debt? Submitted by Natasha P. There are two parts to this question, so let’s dig into them separately. Improving Your Credit Score Whenever a financial institution pulls your credit with the purpose of offering you a loan, your score may be affected. Closing a credit…
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