What is Lifestyle Inflation?

Storefront of two mannequins with stickers showing various percentages indicating a sale

Have you noticed that even when your income increases, it can feel like you still don’t have more money leftover at the end of the month? That’s because often, when our income increases, our expenses do too. This is a very real phenomenon called lifestyle inflation. It can sneak up on us despite our best…

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Michael’s Story: Make Your Money Work For You

Middle-aged white man with his hair slicked back wears a long sleeve t-shirt and smiles for a selfie

Meet Michael, a substance abuse counselor who lives in San Diego, California. What do you do? I’m a substance abuse counselor. I’ve been doing it for about two years now – midlife career change. Unfortunately, it’s one of the fastest growing professions in the US, which doesn’t bode well for us. What did your upbringing…

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How to Negotiate a Raise

Older white male talks to a younger female employee about her renegotiating her contract

I always like to say that there are only three things you can do to change your financial situation: make more, spend less, or a combination of the two. But making more money can be easier said than done. It could mean finding a new job, gaining additional skills, or working more hours. Let’s dive…

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