Your Guide to Marketplace Health Coverage

Three doctors of color wearing different colored scrubs looking intently at an x-ray in a hospital

Obamacare, ACA, the Affordable Care Act,, the Marketplace, healthcare exchanges. Just deciphering the language can be confusing, and that’s before you even try to sign-up for health insurance! Then you need to determine what kind of coverage you’re eligible for, what it will cost, and which plan is best for you. It can seem…

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What do I do once I have applied for Marketplace insurance?

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After you’ve completed the Marketplace application, there are a number of things you may have to do next before your coverage kicks in. You can complete all of these steps through or your free HealthSherpa account. Submitting required documentation You may be asked to submit documents to prove your qualifying life event, your income,…

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What do I do when I’m ready to apply for Marketplace insurance?

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Want to enroll in Marketplace insurance for 2020 but not sure where to start? Here’s a step-by-step breakdown of how to shop the Marketplace and what that process looks like. Here are your options: Self-enroll online or over the phone via or a trusted partner like HealthSherpa Find local, in-person assistance Complete and mail…

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What do I need to apply for Marketplace insurance?

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You need some basic information to start the Open Enrollment process. First, you need to provide information about your household, including household size (including anyone you claim on your tax return). For each of these people, you need some basic information like birth dates, home addresses, and social security numbers. Additionally, you’ll need information about…

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Where do you apply for a Marketplace plan?

White circular pills and small blue capsule pills are arranged on a canary yellow background and spell the word HEALTH

There are several ways you can apply for a Marketplace health insurance plan. During Open Enrollment, you can shop, compare, and apply directly through However, some states have created their own “State Based Marketplace” or “exchange.” If you live in a state that runs their own Marketplace, you can enroll directly through their site.…

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When can I apply for a Marketplace Plan?

Black nurse in scrubs with her hair up in a bun takes vital signs of a black patient who is sitting in a chair and looking at the blood pressure cuff on her arm

Open Enrollment Period If you buy you own health insurance — versus getting health insurance through your employer — you can review your options and renew or purchase your plan for the upcoming year during the annual Open Enrollment Period (OEP). The Open Enrollment Period takes place each year from November 1 to December 15…

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What are the Metal Levels in Marketplace Insurance?

Two vacant patient seats are facing a big glass window at a dentist office

When you start planning for Open Enrollment, your first question may be which metal level of health coverage is right for you. Health insurance plans in the Marketplace fall into four metal-level tiers: Platinum, Gold, Silver, and Bronze. These metal levels reflect the differences in how costs for your healthcare are split between you and…

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What is the Health Insurance Marketplace?

Scrabble letters spell out the word 'healthcare' in a neat row with a fern placed of the left-hand side of the word

The Health Insurance Marketplace is an online system run by each state that lets people compare options and shop to find an affordable health insurance plan that works for them. Through the online Health Insurance Marketplace, you can look to see what options are available if you want to purchase insurance. With the Health Insurance…

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What is a Marketplace Plan?

A teal stethoscope and pen are arranged neatly on a doctor's notes for a patient

Have you ever wondered what the difference is between a Marketplace plan and Obamacare? Good news: They’re one and the same. The Affordable Care Act (ACA), also known as the Patient Protection and Affordable Care Act, is the landmark healthcare reform legislation. It became the law of the land in the U.S. after President Barack…

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