Free, Cheap and (Mostly) Homemade Holiday Gift Ideas
Homemade holiday gifts may just be the best way to give. They’re easy on the budget AND meaningful to the giver and the receiver. Get Creative Use your unique talents and interests to make homemade gifts. Give the Gift of Time Together Most of us wish we had more time with the special people in our…
Read MoreOvercoming Holiday Debt: Tips to Get Back on Track and Regain Financial Stability
The holidays are here! And with the gifts, decorations, and travel that go along with the holidays, it’s easy to see how spending can stack up at this time of the year. In fact, Americans spend an estimated $1,000 on Christmas each year! Sometimes, this spending can even cause you to go into debt. The good…
Read MoreThrift Gifts: Preloved Finds for Holiday Gift Giving
Some things stand the test of time: a classic book, a colorful scarf, a cute end table, quality cookware. With a bit of time for searching, the perfect gift may be at a secondhand store near you. There are two types of secondhand stores. Thrift Stores These include stores operated by non-profit organizations and for-profit…
Read More6 Holiday Hacks to Curb Impulse Shopping
Have you ever stopped to think about how much you spend around the holidays? Chances are it’s more than you think. Research shows Americans spend roughly $1,000 on Christmas each year. While some of this spending is planned, unplanned impulse spending can add up quickly. If you aren’t careful, it can derail your budget and…
Read MoreHow Could a Government Shutdown Affect Me Financially?
There’s been a lot of talk about government shutdowns in the last few months. But what does it really mean for us financially? From food programs to employment, a government shutdown could have far-reaching effects. In this blog post, we’ll take a closer look at why this is happening, the potential financial impacts, and what…
Read MoreOnline Marketplaces: Savvy Shopping & Selling During the Holidays
This holiday season, you may find yourself buying or selling in online marketplaces. Online marketplaces can be a great place for buyers to find deals and unique gifts. For sellers, online marketplaces can help you find customers and earn extra cash. However, online marketplaces are also a place where scammers lurk and deals go bad. The…
Read MoreHow to Create & Stick to Your Holiday Budget
Pumpkin spice is back! Love it or hate it, it signals the beginning of the holiday season. It’s a wonderful time of the year, but it can also be challenging on the wallet. Don’t miss these tips to avoid a debt hangover in January. Creating a Holiday Budget is the vital first step to avoid…
Read MoreBlack Friday Secrets: Is it really a deal?
Black Friday is a shopping extravaganza many eagerly await every year. It’s a day (and weekend) when shoppers get their hands on some of the best deals of the year. Or is it? While Black Friday and Cyber Monday sales can be exciting, it’s important to approach them with a critical eye. Many shoppers assume…
Read MoreHow to Dress Professionally on a Budget: 3 Tips for Building Your Wallet-Friendly Work Wardrobe
First impressions can make or break a job interview, and one of the most important factors in making a good impression is how you dress. Dressing professionally shows your potential employer that you take the interview seriously and are ready to represent yourself and the company in a positive light. But what does dressing professionally…
Read MoreMaximize Your New Salary or Income Increase
There’s a saying about money management that goes something like this: “It’s not what you make. It’s what you do with what you make.” Of course, how much money you make is important. However, what you do with what you make is just as important, because the choices we make today shape our financial future. Here…
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