How Does Climate Change Impact Your Insurance Coverage?
In 2023, the United States saw 25 extreme weather events including winter storms, tropical cyclones, drought, wildfire, and flooding. And that’s not accounting for the secondary effects like power outages, transportation delays, and impacted disaster response programs. It can be challenging to plan for the potential effects of climate change when you’re already managing a…
Read MoreYour Healthcare Costs Could Decrease Thanks to the Inflation Reduction Act
The Inflation Reduction Act could help ease the stress of healthcare costs for folks and families. Find out how this new law aims to make healthcare less of a wallet-busting burden. Inflation Reduction Act Background Between 2020 and 2023 the average annual spending on healthcare for a family of four rose from $28,310 to $31,065.…
Read MoreHow Does Paid Family Leave Work?
When money is tight and a loved one is sick, how do you decide if you should go to work or stay home to care for them? What if you are the one who is ill, and you need time to take care of yourself? Who is going to earn money to pay the everyday…
Read MoreWhere Do You Apply for a Marketplace Plan?
There are several ways you can apply for a Marketplace health insurance plan. During Open Enrollment, you can shop, compare, and apply directly through HealthCare.gov. However, some states have created their own “State Based Marketplace” or “exchange.” If you live in a state that runs their own Marketplace, you can enroll directly through their site.…
Read MoreWhat Do I Do When I’m Ready to Apply for Marketplace Insurance?
Want to enroll in Marketplace insurance for 2021 but not sure where to start? Here’s a step-by-step breakdown of how to shop the Marketplace and what that process looks like. Here are your options: Self-enroll online or over the phone via Healthcare.gov or a trusted partner like HealthSherpa Find local, in-person assistance Complete and mail…
Read MoreWhat do I do once I have applied for Marketplace insurance?
After you’ve completed the Marketplace application, there are a number of things you may have to do next before your coverage kicks in. You can complete all of these steps through HealthCare.gov or your free HealthSherpa account. Submitting required documentation You may be asked to submit documents to prove your qualifying life event, your income,…
Read MoreWhat to Do If You Need Help Paying for Prescription Medicines
If you’ve ever been in the situation where you have to decide whether to pay for your prescription or put groceries on the table, you know how scary that can be. What many people don’t know is that there are several programs that can help you pay for those prescriptions. They are called Patient Assistance…
Read MoreSaverPerk: Insurify
What to do if you lose your health insurance during COVID-19
Things in our personal lives are changing at the speed of light right now. Each day there is new information. We are constantly learning how to navigate the changing landscape in which we find ourselves. For many, these changes can include a reduction or complete loss of income and benefits as job hours are reduced…
Read MoreYour Guide to Marketplace Health Coverage
Obamacare, ACA, the Affordable Care Act, HealthCare.gov, the Marketplace, healthcare exchanges. Just deciphering the language can be confusing, and that’s before you even try to sign-up for health insurance! Then you need to determine what kind of coverage you’re eligible for, what it will cost, and which plan is best for you. It can seem…
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